Unlock July 2025’s Credit Card Bonuses: The Surprising Perks That Could Turbocharge Your Wallet and Wellness!
Since many issuers have restrictions on how often you can earn a bonus on a card, it’s important to time your application for when there’s a good offer. Also, higher bonuses don’t always stick around for long, so if you’re considering one of these offers, you’ll want to hop on it sooner rather than later.
Finally, if you’re not ready to add a higher-end credit card, consider these great starter cards or even one with a 0% introductory annual percentage rate offer.
The best credit card offers of July 2025
| Card | Welcome bonus/welcome offer | Welcome offer value* | Annual fee |
|---|---|---|---|
| Chase Sapphire Reserve for Business℠ | Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening. | $4,100 | $795 (see rates and fees) |
| The Platinum Card® from American Express | Find out your offer and see if you are eligible for as high as 175,000 Membership Rewards points after spending $8,000 on purchases within the first six months of card membership. Welcome offers vary and you may not be eligible for an offer. | Up to $3,500 | $695 (see rates and fees) |
| The Business Platinum Card® from American Express | Earn 150,000 points after spending $20,000 on eligible purchases with the card within the first three months of card membership. | $3,000 | $695 (see rates and fees) |
| Capital One Venture X Business | Earn 150,000 miles after spending $30,000 in the first three months from account opening. | $2,775 | $395 |
| Chase Sapphire Reserve® | Earn 100,000 bonus points and a $500 Chase Travel℠ promo credit after spending $5,000 on purchases in the first three months of account opening. | Up to $2,550 (including the Chase Travel credit) | $795 (see rates and fees) |
| American Express® Business Gold Card | Earn 100,000 bonus points after spending $15,000 on eligible purchases in the first three months of card membership. | $2,000 | $375 (see rates and fees) |
| Capital One Spark Cash Plus | Earn $2,000 cash back after spending $30,000 in the first three months from account opening. Plus, earn an additional $2,000 cash bonus for every $500,000 spent during the first year. | $2,000 (with the ability to earn even more cash back depending on your spending) | $150 |
| American Express® Gold Card |
Find out your offer and see if you are eligible for as high as 100,000 Membership Rewards points after spending $6,000 on purchases within the first six months of card membership. Welcome offers vary and you may not be eligible for an offer. |
Up to $2,000 | $325 (see rates and fees) |
| Ink Business Preferred® Credit Card | Earn 90,000 bonus points after spending $8,000 on eligible purchases in the first three months of account opening. | $1,845 | $95 (see rates and fees) |
| Marriott Bonvoy Boundless® Credit Card | Earn five free night awards (each night valued at up to 50,000 points) after spending $5,000 on purchases in the first three months from account opening. Certain hotels have resort fees. | Up to $1,750 | $95 (see rates and fees) |
| Chase Sapphire Preferred® Card | Earn 75,000 bonus points after spending $5,000 on purchases in the first three months of account opening. | $1,538 | $95 (see rates and fees) |
| IHG One Rewards Premier Credit Card | Earn five free nights (up to 60,000 points per night) after spending $5,000 in the first three months from account opening. | Up to $1,500 | $99 (see rates and fees) |
| Capital One Spark Cash |
$1,500 | $0 introductory annual fee for the first year, then $95 | |
| Capital One Venture X Rewards Credit Card | Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months of account opening. | $1,388 | $395 |
| Capital One Venture Rewards Credit Card | Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. | $1,388 | $95 |
| United Quest℠ Card | Earn 100,000 miles and 3,000 PQPs after spending $4,000 in the first three months from account opening. | $1,300 plus the value of 3,000 PQPs | $350 (see rates and fees) |
| Citi® / AAdvantage® Platinum Select® World Elite Mastercard® | Earn 80,000 miles after spending $3,500 within the first four months of account opening. | $1,240 | $0 introductory annual fee in the first year; $99 thereafter (see rates and fees) |
| United Club℠ Card | Earn 90,000 miles after spending $5,000 on purchases in the first three months of account opening. | $1,170 | $695 (see rates and fees) |
| Southwest® Rapid Rewards® Performance Business Credit Card |
Earn 80,000 bonus points after spending $5,000 on purchases in the first three months from account opening. |
$1,120 | $199 (see rates and fees) |
| Citi Strata Premier® Card |
Earn 60,000 bonus points after spending $4,000 in the first three months of account opening. |
$1,110 | $95 (see rates and fees) |
| Citi® / AAdvantage® Executive World Elite Mastercard® |
Earn 70,000 bonus points after spending $7,000 in the first three months of account opening. |
$1,085 | $595 (see rates and fees) |
| British Airways Visa Signature® Card | Earn 75,000 Avios after spending $5,000 in the first three months of account opening. | $1,050 | $95 (see rates and fees) |
| Marriott Bonvoy Business® American Express® Card | Earn three free night awards after spending $6,000 on purchases in the first three months of card membership. Each night is valued up to 50,000 points; certain hotels have resort fees. | Up to $1,050 | $125 (see rates and fees) |
| Marriott Bonvoy Brilliant® American Express® Card | Earn 100,000 bonus points after spending $6,000 within the first six months of card membership and an extra 50,000 bonus points after making an additional $2,000 in purchases within the first six months. | Up to $1,050 | $650 (see rates and fees) |
| The World of Hyatt Credit Card | Earn two free nights at any Category 1-4 Hyatt hotel after spending $4,000 on purchases in the first three months from account opening. Plus, earn 25,000 bonus points after you spend $12,000 on purchases in the first six months from account opening. This offer is available through Aug. 28. | Up to $1,037 | $95 (see rates and fees) |
| Citi® / AAdvantage Business™ World Elite Mastercard® | Earn 65,000 bonus miles after spending $4,000 in purchases within the first four months of account opening. | $1,008 | $0 introductory annual fee in the first year; $99 thereafter (see rates and fees |
| Ink Business Premier® Credit Card | Earn $1,000 cash back after spending $10,000 in the first three months from account opening. | $1,000 | $195 (see rates and fees) |
*Welcome offer value is determined using TPG’s July 2025 valuations and is not provided by nor reviewed by the issuer.
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