Unlocking the Early Golden Hour: How Our Model Decumulation Portfolio Is Beating the Odds Before Anyone Else

Unlocking the Early Golden Hour: How Our Model Decumulation Portfolio Is Beating the Odds Before Anyone Else

Ever find yourself quietly rooting for your portfolio like it’s the underdog in some financial reality show? Well, this week, I caught myself doing just that with our “No Cat Food” model decumulation portfolio — yes, that quirky name — steadily outpacing the classic 60/40 benchmark. It’s the kind of moment that makes you wonder: can smart strategy still beat the old faithful mix, or have we stumbled upon a golden hour for decumulation? Join me as I unpack this surprising shift, share why it caught my eye, and explore what it means for anyone who’s serious about making their money work smarter in retirement. Ready to dive deep and maybe rethink your own approach? Let’s get to it. LEARN MORE


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What caught my eye this week.

I was more pleased than perhaps I should have been to see our No Cat Food model decumulation portfolio pulling away from the benchmark 60/40 portfolio.

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