$520K HDB Flat on $5K Salary: The Brutal Truth About Retiring at 65 That No One’s Talking About

When it comes to buying your first home, the numbers can feel overwhelming—like snapping up a unicorn without knowing if it’s real or just a glimmer in the fantasy. My friend, around 31 years old and standing at that crossroads of life with her partner, dives into this very daunting challenge. They’re not planning for kids anytime soon, and their need for space isn’t about sprawling mansions but something just right—a bit more room than a shoe box but without that nightmare-sized price tag. Here’s the kicker: even in today’s sky-high real estate market, 2-room HDB flats are still on the table—a facts-based reality that might surprise you.

I remember the days when I, as a young, single individual, found the prospect of owning a decent HDB flat utterly intimidating. Prices back then hovered between $280,000 and $340,000 for a 30-plus-year-old unit, leaving me wondering if my friend and her partner’s concerns about current prices being out of reach aren’t perhaps a bit overblown. Yes, picking a smaller place seems like a safe bet, but is it really the only path? Or could there be a golden middle ground—a ‘sweet spot’—where a slightly larger resale flat sits snugly within prudent financial planning?

If you’re quietly wondering whether you’ll ever be able to afford anything beyond the tiniest flat, or if the numbers seem like a mountain too steep, this article is a beacon for you. It’s for my friend, her partner, and pretty much anyone trekking the same uncertain terrain. We’ll sift through the data, break down the math, and look beyond the sticker shock, revealing choices and realities that might have been hiding in plain sight. Let’s discover if that dream home is closer than it appears.

LEARN MORE

img#mv-trellis-img-1::before{padding-top:58.59375%; }img#mv-trellis-img-1{display:block;}img#mv-trellis-img-2::before{padding-top:54.296875%; }img#mv-trellis-img-2{display:block;}img#mv-trellis-img-3::before{padding-top:54.296875%; }img#mv-trellis-img-3{display:block;}img#mv-trellis-img-4::before{padding-top:73.14453125%; }img#mv-trellis-img-4{display:block;}img#mv-trellis-img-5::before{padding-top:25.09765625%; }img#mv-trellis-img-5{display:block;}

I just want to run through a financial scenario that is pretty close to a friend of mine and her partner about their potential future house situation. I do find the numbers to be less pessimistic than she may have envision.

She is about 31. She and her partner are looking at buying their first home together, and a child might not be in their plans at this point.

With where home prices are right now, and given they need space, but not too much space, even 2-room HDB flats are viable. This is possible if one turns 35 soon.

At some point as a single, I definitely find it daunting trying to get a HDB flat all by myself. The prudent part of me zoomed into 30 plus-year-old HDB flat back then that would cost $280,000 to $340,000 as someone turning 35. My friend and her partner may be okay with my choices back then but it will be a struggle to get these prices (or is it?)

I do understand the worry, and therefore their choice of choosing something smaller.

But I do think that if we put the number together, they should not let that worry affect their life so much.

There are choices to be make but they can get a decent outcome.

I don’t think a 2-room flat is the only answer and can be broader. I think there’s a sweet spot, a slightly bigger resale flat that still fits within what most of us would call prudent financial planning.

So this article is for her and her other half. It’s also for anyone in a similar spot who looks at today’s prices and quietly wonders whether they will ever be able to afford anything more than the smallest flat.

I’ve tried to keep it data focused. You can piece the numbers together yourself and decide if they fit your life.

Why 2-room flats are so popular now

There’s a reason why demand for 2-room flats has been so strong. It’s not the only reason, but it’s a big one.

A 2-room flat is cheaper in every way that matters up front:

Lower price. Over the past 12 months, a 2-room flat that was 35 years old or younger sold for about $380,000 in the middle of the range.
Smaller loan. On an HDB loan, the monthly instalment is about $1,300, compared with about $1,800 for a $520,000 flat.
Less cash up front. The downpayment and stamp duty come to about $100,000, compared with about $140,000 for a $520,000 flat.

If you are nervous about money, those differences feel huge.

But there’s a trade-off that I think is obvious to many.

A typical 2-room flat is about 47 square metres. A 3-room is about 68 and a 4-room is about 93. A couple will really have to know their needs well. I always feel that we overrate how we expect our decisions not to change and because of that, many regret getting a smaller place.

Some couples who were sure about not having children change their minds. Some end up caring for a parent. Some just find out, a few years in, that two people working from home in 47 square metres is harder than they thought.

A Citizen-PR Couple Gets About $90,000 in Grants on a 3- or 4-Room Resale

My friend is a permanent resident (PR). Her partner is a Singapore citizen. That combination comes with a lot of confusion about grants, so let me lay it out.

The Enhanced CPF Housing Grant, or EHG for short, is the grant that depends on your income. The lower your household income, the more you get, up to $120,000. Once your household earns more than $9,000 a month, the EHG drops to zero.

Here’s what a first-time citizen and PR couple can get when buying a resale flat:

Family Grant. $70,000 for a 2-room to 4-room flat, or $40,000 for a 5-room or bigger. A citizen couple gets $80,000 and $50,000.
Proximity Housing Grant. $20,000 if you buy within 4 km of your parents, or $30,000 if you live with them. It doesn’t depend on your income, and there is no reduction for a PR.
Enhanced CPF Housing Grant. Up to $120,000, depending on income. Zero if the household earns more than $9,000 a month.

I will use a ballpark $5,000 a month before CPF deduction each to estimate what my friend and partner are currently earning each. That’s $10,000 a month for the household. That’s below the $16,000 income ceiling for buying a flat with an HDB loan, so they qualify. But it’s above $9,000, so they get no EHG.

So if they buy a 3-room or 4-room resale flat near their parents, they could get about $90,000 in grants.

To put that in perspective, a $520,000 flat would effectively cost them about $430,000.

A few things to know about the grants:

They go into your CPF. The grant is paid into your CPF Ordinary Account (OA). It reduces how much you need to borrow or pay up front.
You return them when you sell. If you sell the flat, the grant goes back into your CPF with interest. You’re then treated as a second-timer, which affects grants for your next flat.
Income is averaged. HDB looks at your average gross monthly income over the 12 months before you apply. But there are nuances so best to check with HDB or all these will likely be sorted out if you apply HFE.
Marriage timing matters. If you buy as fiances, you must register your marriage before, or within 3 months of, the date the purchase completes.

There’s one more possibility. If the PR becomes a citizen while they still own the flat, they can apply for a $10,000 Citizen Top-Up.

I touch on how much grant that is available to them if they decide to go for it but in most of my numbers later, I remain conservative not to include any grants. I want to show that the math works even without them.

If my friend does get $70,000 to $90,000 in grants, that’s a bonus on top.

Why I use $520,000? 424 4-Room Flats Sold at $520,000 or Less in last 12 months

There is a reason why I use $520,000 in the example before.

I went through every HDB resale transaction in the past 12 months, from November 2025 to October 2026. That’s about 25,500 flats. I kept only flats that were 35 years old or younger.

Why do I consider only the flats that are 35 years or younger?

There’s a rule that the remaining lease on the flat must cover the youngest buyer until age 95. If it doesn’t, you can’t use your CPF and get the full HDB loan.

Here’s what that means in practice. My friend is 31, so she needs a flat with at least 64 years left on its 99-year lease. In other words, a flat that is no more than 35 years old.

So I kept to flats that would work for a young buyer.

Here’s what the data showed:

Flat type	Flats sold	25th percentile price	Middle price	75th percentile price	Typical size
2-room	616	$365,000	$380,000	$405,000	47 sqm
3-room (streets with a middle price of $650,000 or lower)	1,068	$500,000	$528,000	$562,000	68 sqm
4-room (sold under $600,000)	2,210	$530,000	$552,000	$575,000	93 sqm

A quick word on these three numbers, because they help you read the tables later.

The middle price, or median, is the price where half the flats sold for less and half sold for more. The 25th percentile is where a quarter of the flats sold for less. The 75th percentile is where three quarters sold for less.

So if a street’s middle price is $520,000, its 25th percentile is $490,000 and its 75th percentile is $560,000, most flats on that street sold somewhere between $490,000 and $560,000. If you see one listed at $620,000, you know it’s at the pricey end and you should ask why.

Here’s why $520,000 is a useful number:

For a 3-room, it buys a flat in the cheaper half. It sits just above the cheaper quarter of sales. It isn’t a bargain hunt, and it isn’t a stretch either.
For a 4-room, it’s the cheaper end. About 1 in 5 of the 4-rooms sold under $600,000 went for $520,000 or less. That’s 424 flats in a year.
For a 2-room, it’s well above the typical price. $520,000 is about 1.4 times what a typical 2-room sells for.

So $520,000 is roughly where a younger 3-room in a more affordable town and an older 4-room both start to show up.

Where do these flats sit?

For a 3-room, the middle price was close to $520,000 in Sembawang, Bukit Batok, Jurong West, Woodlands and Bukit Panjang. Sengkang and Punggol were a bit higher, at about $540,000 to $545,000.
For a 4-room at $520,000 or less, the most choices were in Jurong West, Bukit Panjang, Choa Chu Kang and Woodlands.

I’ve put the full lists at the end of this article, street by street, with the blocks that changed hands and their postal codes. If you are house hunting, that’s probably the most useful part.

A flat is pricey mostly if you cannot get a decent life servicing the flat. So we need to examine can my friend get a decent life.

Now for the part I care about most. If my friend and her partner buy a $520,000 flat, can they still live decently, save, and eventually stop working?

I ran this through my own cash flow planning tool Fenrir.

I made some assumptions about their life situations. I tried my best to keep things as simple and as conservative as I could make them:

Age. Both are 31 today. I treat them as the same age to keep it simple.
Income. Each earns $5,000 a month before CPF. That’s $4,000 a month take-home after their own CPF contribution.
Bonus. Each gets a $12,000 yearly bonus before CPF, which is about $9,600 after CPF.
Pay rises. Their pay goes up 3% a year. That’s about the same as inflation, so in real terms they never get a raise. That’s conservative.
Spending. Each spends $3,000 a month, including tax. That’s $6,000 a month for the two of them. It also rises 3% a year, so they keep the same lifestyle all their lives.
Investing. Each puts $1,000 a month into a combined investment portfolio, with their contribution rising 3% a year each.
Starting savings. Just $5,000 in the portfolio between them. I wanted to start from almost nothing.
Home. They eventually buy a $520,000 flat at 35 years old servicing a HDB loan.
Retirement. They stop working at 65. The money needs to last until 100.
Returns. The portfolio earns 7% a year. I’ll also show 5% a year. Cash in the bank earns almost nothing.

One important thing to notice. Every income number here is take-home pay, after CPF. The money going into CPF isn’t counted as spendable. That matters a lot for the mortgage, as you’ll see.

I tried to visualise the cash flow in a diagram below:

There are two moments in this plan where things change.

At 35, they buy the flat.

At 37, once things have settled down at home, each puts another $1,000 a month into the portfolio.

Where does that come from? Mostly from the bonuses, and from any pay rises they choose not to spend. Not everyone will be able to do this, and that’s fine. I’ll show what happens without it too.

How the flat gets paid for

Let me walk through the purchase at 35.

A $520,000 flat with an HDB loan needs:

A downpayment of 25%. That’s $130,000.
Stamp duty of about $10,200. That’s the tax you pay when you buy a property.
A loan for the other 75%. That’s $390,000, at 2.6% a year over 25 years.

So they need about $140,000 up front, or about $70,000 each.

Here’s the part many young buyers don’t realise. Most of this can come from CPF.

The CPF Ordinary Account (OA) is the part of your CPF that can be used for housing. Every month, a slice of your salary, and of your employer’s contribution, goes in there.

By 35, after four years of working, his partner’s CPF OA is enough to cover his half of the downpayment and more.

My friend would see CPF OA contribution later but given her timeline, she should have $30,000 in her CPF OA by 35 years old to pay for part of the downpayment.

The rest, about $40,000, comes from cash they have saved.

The $40,000 doesn’t come out of the investment portfolio. It comes from the bonuses they kept as cash in the years before buying.

Then there’s the monthly mortgage.

On a $390,000 mortgage at 2.6% over 25 years, it’s about $1,800 a month.

That’s $900 each.

And here’s the good news. Each of them has more than $900 going into their CPF OA every month. So the whole mortgage can be paid from CPF, without touching their take-home pay.

In the plan, I show the mortgage as $0 per month out of their pocket. It’s not that there’s no mortgage. It’s that CPF pays it.

Take-Home of $8,000 a Month Is Almost All Spent or Invested

Here’s what their money looks like every year, from 31 to 100.

The dark bottom layer is spending. The green layer is what they invest each month. The light blue layer is the extra they invest from 37. The line on top is their take-home pay plus bonuses.

Notice how little space there is between the line and the stack. Almost everything they earn is either spent or invested. The bonuses are the only buffer.

That’s what I mean when I say this plan is prudent, but it isn’t loose. There’s not a lot of fat in it.

After 65, there’s no more pay. Everything they spend comes out of the investment portfolio.

The Portfolio Reaches About $529,000 at 40, Matching the Flat Price

This is the chart I most wanted my friend to see.

Here’s roughly what the investment portfolio looks like at different ages:

Age	At 7% a year investment return	At 5% a year investment return
35	$163,000	$153,000
40	$529,000	$480,000
45	$1.1 million	$970,000
50	$2.0 million	$1.7 million
At retirement, 65	$7.5 million	$5.3 million

Look at age 40.

The money they have quietly built up is about the same as the price of the flat they bought five years earlier.

That’s what changes how the $520,000 looks.

At 31, half a million dollars feels like the biggest decision of your life.

At 40, it’s about what you have sitting in your investment account.

At 50, it’s a fraction of it.

At 65, $6,000 a Month in spending becomes $16,400. Does the Portfolio Last to 100?

When they retire at 65, their spending has grown with inflation from $6,000 a month to about $16,400 a month. That’s about $197,000 a year, and it keeps rising 3% a year after that. It sounds like a lot, but it buys the same lifestyle as $6,000 a month does today.

So can the portfolio support that until 100?

If we use straight-line cash flow mathematics it would. The following 3 chart laid out comes from Fenrir:

The top chart shows my friend’s asset growth and it is all the investment portfolio because the cash in the wallet is exhausted. The middle chart shows the income they earn, which ends at 65 years old with a black line showing their spending. You can see the spending extends beyond their work income years.

The bottom chart shows the spending going up with inflation.

Yet despite increase inflation-adjusted spending, the portfolio value… just gets stronger.

Now we might think that this is because we use 7% p.a. return so here is the top chart, but with 5% p.a. return:

We can then see the portfolio feeling more stress if the returns are lower, while still need to provide inflation-adjusted income.

I can go on and on about this area but that is not the point.

The point is that… you can have a decent outcome if prudent financial actions are done over time.

8 Things the Plan Leaves Out, From Grants to Children

There are a few common financial planning stuff that I did not factor into this cash flow assumptions.

Her actual plan can be much better than what I just projected.

Grants. I left out the $70,000 to $90,000 they could get. If they get it, they have more room.
The rest of their CPF. Apart from paying the mortgage, I ignored their CPF completely. That includes CPF LIFE, which will pay them a monthly income from 65. In real life, it would cut how much they need to take from the portfolio.
Renovation. I left this out on purpose because it deserves its own article. For what it’s worth, they’d have about $60,000 to $80,000 in cash at 35 and 36 after the downpayment. A $40,000 to $50,000 renovation fits, but it uses up most of their buffer.
Rising flat prices. I assumed the flat still costs $520,000 when they buy at 35. If prices rise 3% a year, it would cost about $585,000. Grants would more than cover that difference.
An emergency fund. The only cash they hold is the leftover bonus money. If they spend it on renovation, they have nothing set aside for emergencies.
Running costs of the flat. Service and conservancy charges, property tax and repairs aren’t counted separately. They would have to fit inside the $3,000 each.
A career break. If one of them stops working for a few years, the plan would need to change, especially the mortgage from 56 to 60.
Children. If they change their minds, everything changes.

I share these so you can see the gaps. A plan with gaps you know about is better than one that pretends to be perfect.

If you change your mind later

Say they buy a 2-room flat now, and in a few years decide they want something bigger. What does that involve?

First, there’s the minimum occupation period, or MOP. It’s the minimum time you must live in your flat before you can sell it. For a resale flat, it’s 5 years.

So if they buy at 35, the earliest they can sell is 40.

Then there are the costs of moving:

Agent’s fees. If you use an agent to sell, expect to pay about 1% to 2% of the price [CHECK: typical rates].
Legal fees. A few thousand dollars on each side [CHECK].
Stamp duty on the next flat. About $15,600 on a $700,000 flat.
CPF refund. Any CPF you used for the first flat, plus the interest it would have earned, goes back into your CPF when you sell. It doesn’t disappear, but that money is no longer free to spend.
Grant refund. If you took a grant, that goes back too, and you lose first-timer status for the next flat. That can mean smaller grants, or none at all.
Moving and a second renovation. You’ll likely renovate twice instead of once.

None of these are deal breakers. But they add up. Moving up later is possible, but it’s not free.

That’s why I think it’s worth asking now: is a little more space today cheaper than moving twice?

This is not supposed to be perfect

I know there are a lot of assumptions in here. Their income may not grow 3% every year. Their spending may not stay at $3,000 each. Life will throw things at them that no cash flow model can see coming.

But that was never the point.

The point is that a flat costing over half a million dollars looks scary. It looks even scarier when you hold it up against what our parents paid, or what my best friend paid for his flat.

So try looking at it another way.

If the two of them put away what they can, steadily and prudently, by 40 the money they have quietly built up is about the same as the price of the flat. By 50, it’s three to four times that.

When they are 45 and look back at that $520,000, I don’t think it will feel the same way it feels today. It will still be a lot of money. But it will no longer feel like the thing that decided their whole life.

And they are not carrying it alone. It’s two people committing to it together.

What I hope you take away

If there’s one thing I hope you take from this, it’s that there is hope. I don’t mean the hope you get from a perfect model. I mean hope for a situation very close to your own.

And if your picture looks different from the one here, I hope some of the lessons still carry over.

Take a look at the tables below. These are the streets where a 2-room, a 3-room or a 4-room has actually changed hands in the past year, and at what prices. Go and walk around a few of them. See if any feel like a place you could call home.

That might be a better starting point than the price tag alone.

The potential sweet spots of HDB Flats that my friend would want to pay attention to

I’ve put together a list of past resale transactions, and I’ve grouped them by the room types of HDB flats. I think these groups are the ones worth paying attention to if your friend and their partner are looking for a resale place to stay. I see them as sweet spots because they most likely won’t cost as much as some other options.

They’ll still have their flaws, but some of those flaws might be ones your friend and their partner can live with. Every couple’s situation is different, so what works for them is up to them. I don’t know how unique their situation is, but I feel there’s a good mix in the list, so there might be a few that suit them.

2-Room HDB Aged 35 or Younger: Medians of $352,000 to $426,000 in 12 Towns

Town	Sales	25th	Median	75th	At or below $520K	Typical size	Typical age
Jurong East	11	$345K	$352K	$355K	100%	44 sqm	12 yrs
Choa Chu Kang	17	$350K	$358K	$420K	100%	47 sqm	9 yrs
Jurong West	27	$354K	$363K	$377K	100%	47 sqm	8 yrs
Yishun	52	$352K	$363K	$378K	100%	47 sqm	8 yrs
Bukit Panjang	12	$347K	$380K	$392K	100%	47 sqm	12 yrs
Sembawang	95	$365K	$380K	$400K	100%	47 sqm	7 yrs
Woodlands	33	$370K	$380K	$382K	100%	47 sqm	8 yrs
Bukit Batok	90	$361K	$380K	$395K	100%	47 sqm	6 yrs
Hougang	39	$369K	$385K	$396K	100%	47 sqm	7 yrs
Sengkang	71	$370K	$388K	$402K	100%	47 sqm	6 yrs
Punggol	128	$375K	$396K	$421K	100%	47 sqm	8 yrs
Tampines	10	$418K	$426K	$451K	100%	47 sqm	12 yrs
Queenstown	11	$525K	$540K	$600K	27%	47 sqm	5 yrs

The 2-room HDB are pretty young and most cannot bring themselves to pay these kind of prices. You be looking at 380k but perhaps there may be some 340k deals out there

Here are the flats by street

Town	Street	Sales	25th	Median	75th	Size	Lease start	Blocks sold (postal)
Sembawang	Wellington Circle	3	$329K	$338K	$339K	40 sqm	2011	513 (750513)
Bukit Panjang	Segar Rd	4	$322K	$340K	$364K	47 sqm	2014 to 2015	488 (670488), 547D (674547)
Choa Chu Kang	Choa Chu Kang St 51	3	$332K	$340K	$340K	46 sqm	2011	535 (680535)
Jurong West	Jurong West St 93	3	$336K	$348K	$353K	52 sqm	2008	990C (643990), 990A (641990)
Bukit Batok	Bt Batok East Ave 6	3	$349K	$350K	$362K	47 sqm	2019	292A (651292)
Jurong East	Jurong East St 32	8	$338K	$351K	$355K	44 sqm	2014	372 (600372), 371 (600371)
Yishun	Yishun Ave 11	22	$340K	$351K	$361K	48 sqm	2000 to 2015	459 (760459), 424B (762424), 424A (761424), 438 (760438)
Choa Chu Kang	Choa Chu Kang Ave 1	5	$355K	$355K	$358K	47 sqm	2017	807A (681807), 809B (682809)
Jurong East	Teban Gdns Rd	3	$352K	$355K	$362K	47 sqm	2013	23 (600023)
Jurong West	Boon Lay Dr	8	$353K	$360K	$368K	47 sqm	2014	181B (642181), 180A (641180), 180B (642180)
Jurong West	Corporation Dr	10	$356K	$364K	$374K	47 sqm	2019	140C (613140), 150A (611150), 140B (612140), 140A (611140)
Sembawang	Sembawang Dr	5	$362K	$365K	$382K	46 sqm	2015	463A (751463)
Sembawang	Montreal Link	10	$356K	$368K	$381K	47 sqm	2015	593B (752593), 590A (751590), 591A (751591)
Punggol	Edgefield Plains	3	$359K	$368K	$376K	44 sqm	2015	672B (822672), 672C (823672)
Yishun	Yishun Ring Rd	4	$367K	$368K	$375K	47 sqm	2012 to 2018	452 (760452), 676A (761676), 677A (761677)
Bukit Batok	Bt Batok West Ave 5	7	$360K	$370K	$385K	47 sqm	2020	436A (651436), 435B (652435)
Sembawang	Canberra St	24	$361K	$370K	$386K	47 sqm	2018 to 2020	102B (752102), 103A (751103), 103B (752103), 101B (752101), 104D (754104), 128B (752128) +1 more
Sengkang	Jln Kayu	3	$362K	$370K	$379K	47 sqm	2013	447B (792447), 447A (791447)
Hougang	Buangkok Green	5	$365K	$370K	$380K	47 sqm	2015	987B (532987)
Sengkang	Rivervale Cres	4	$365K	$370K	$376K	47 sqm	2015	180A (541180), 180D (544180)
Yishun	Yishun St 44	7	$365K	$375K	$378K	47 sqm	2021	478A (761478), 478C (763478), 478B (762478)
Sembawang	Sembawang Cres	23	$365K	$375K	$380K	47 sqm	2019	363B (752363), 366A (751366), 363A (751363), 365A (751365), 366B (752366), 362B (752362)
Woodlands	Woodlands Ave 6	3	$372K	$375K	$376K	47 sqm	2018	693B (732693), 693C (733693)
Woodlands	Woodlands Cres	12	$367K	$375K	$381K	47 sqm	2015	780A (731780), 780B (732780), 780F (736780)
Bukit Batok	Bt Batok West Ave 8	23	$362K	$375K	$400K	47 sqm	2019 to 2021	464B (652464), 438B (652438), 438C (653438), 440A (651440), 441A (651441), 445B (652445) +2 more
Sengkang	Fernvale Rd	8	$366K	$375K	$384K	46 sqm	2012 to 2015	453A (791453), 443B (792443), 443C (793443), 445A (791445), 445B (792445)
Yishun	Yishun Ave 4	11	$360K	$378K	$386K	47 sqm	2018	672A (761672), 675B (762675), 675A (761675), 671B (762671), 675C (763675)
Jurong West	Jurong West St 42	4	$371K	$378K	$386K	47 sqm	2018	560A (641560)
Punggol	Punggol East	4	$365K	$378K	$389K	47 sqm	2018	659C (823659), 659B (822659)
Sembawang	Canberra Walk	5	$370K	$380K	$390K	47 sqm	2018	115A (751115), 115B (752115)
Punggol	Sumang Lane	21	$356K	$380K	$399K	47 sqm	2018	232C (823232), 222A (821222), 233A (821233), 224C (823224), 234A (821234)
Bukit Batok	Bt Batok West Ave 9	49	$365K	$380K	$398K	47 sqm	2019 to 2021	467C (653467), 460C (653460), 468B (652468), 448B (652448), 468A (651468), 460D (654460) +4 more
Yishun	Yishun St 43	3	$375K	$380K	$380K	47 sqm	2019	469A (761469), 469B (762469)
Yishun	Yishun St 42	3	$376K	$380K	$380K	47 sqm	2021	479A (761479)
Woodlands	Woodlands Dr 16	8	$368K	$380K	$380K	47 sqm	2018	574A (731574), 573A (731573), 573B (732573), 574B (732574)
Bukit Panjang	Senja Rd	8	$372K	$382K	$402K	47 sqm	2013 to 2015	633D (674633), 636A (671636), 633A (671633)
Bukit Batok	Bt Batok West Ave 6	8	$372K	$382K	$392K	47 sqm	2019	450D (654450), 451A (651451), 450A (651450)
Hougang	Buangkok Cres	21	$370K	$383K	$390K	47 sqm	2012 to 2019	995A (531995), 995B (532995), 986B (532986), 998A (531998), 986A (531986), 998B (532998) +1 more
Sengkang	Fernvale Link	10	$365K	$384K	$394K	47 sqm	2016 to 2018	418A (791418), 418B (792418), 467A (791467), 467B (792467)
Punggol	Punggol Ctrl	22	$371K	$385K	$399K	46 sqm	2012 to 2014	624C (823624), 622C (823622), 601C (823601), 623A (821623), 623C (823623), 622A (821622) +6 more
Woodlands	Woodlands St 13	8	$376K	$386K	$395K	47 sqm	2019	182A (731182), 185B (732185)
Sengkang	Sengkang West Way	3	$385K	$390K	$392K	46 sqm	2014	448B (792448)
Punggol	Sumang Walk	12	$376K	$390K	$402K	47 sqm	2016 to 2018	327A (821327), 256C (823256), 327C (823327), 327B (822327), 256A (821256), 326C (823326)
Sengkang	Sengkang West Rd	20	$375K	$398K	$410K	48 sqm	2020	456B (792456), 457B (792457), 456A (791456), 458C (793458)
Hougang	Buangkok Link	13	$380K	$398K	$405K	47 sqm	2019 to 2021	991B (532991), 993B (532993), 994A (531994), 991A (531991), 992B (532992), 992A (531992) +2 more
Punggol	Punggol Pl	7	$368K	$398K	$402K	46 sqm	2014	209C (823209), 210C (823210)
Sengkang	Sengkang West Ave	11	$374K	$400K	$410K	48 sqm	2020	455B (792455), 455A (791455)
Sengkang	Anchorvale Lane	6	$393K	$400K	$415K	47 sqm	2021	353A (541353), 355A (541355), 353B (542353)
Sengkang	Anchorvale Rd	4	$396K	$400K	$405K	47 sqm	2019	351C (543351), 351B (542351)
Sembawang	Canberra View	6	$401K	$410K	$419K	47 sqm	2020	132B (752132), 132C (753132)
Tampines	Tampines Ave 9	4	$401K	$411K	$419K	46 sqm	2014	499A (521499), 499B (522499)
Sembawang	Canberra Cres	19	$388K	$415K	$424K	47 sqm	2018 to 2020	130B (752130), 130A (751130), 131B (752131), 131A (751131), 117B (752117), 116A (751116) +3 more
Pasir Ris	Pasir Ris St 51	8	$410K	$418K	$428K	47 sqm	2015	527D (514527), 528A (511528), 527C (513527), 527B (512527)
Punggol	Northshore Dr	59	$392K	$422K	$441K	47 sqm	2021 to 2022	421A (821421), 408A (821408), 405B (822405), 408C (823408), 408B (822408), 405A (821405) +5 more
Clementi	Clementi Ave 1	3	$420K	$425K	$442K	49 sqm	2013	418 (120418), 423 (120423)
Choa Chu Kang	Jln Teck Whye	7	$419K	$425K	$430K	47 sqm	2021	153 (680153)
Tampines	Tampines Ctrl 7	6	$435K	$451K	$462K	47 sqm	2008 to 2015	522A (521522), 515D (524515), 523B (522523), 524B (522524)
Queenstown	Commonwealth Dr	3	$518K	$520K	$525K	47 sqm	2015	52 (142052), 51 (141051)
Bukit Merah	Kim Tian Rd	4	$506K	$529K	$541K	47 sqm	2013	127A (161127), 127C (163127)
Queenstown	Dawson Rd	5	$549K	$650K	$695K	47 sqm	2021	95 (141095)

3-Room Resales Under $650,000: 91% in Choa Chu Kang Sold at or Below $520,000

They are also younger than 35 years old. This leaves out the pricier central towns like Queenstown, Toa Payoh, Bukit Merah, Kallang/Whampoa, Geylang, Clementi and Ang Mo Kio.

Town	Sales	25th	Median	75th	At or below $520K	Typical size	Typical age
Choa Chu Kang	35	$470K	$485K	$504K	91%	67 sqm	9 yrs
Yishun	107	$474K	$490K	$505K	87%	67 sqm	10 yrs
Jurong East	27	$472K	$495K	$518K	74%	67 sqm	12 yrs
Bukit Panjang	52	$484K	$504K	$518K	77%	67 sqm	11 yrs
Woodlands	81	$485K	$505K	$530K	68%	68 sqm	11 yrs
Jurong West	62	$485K	$510K	$534K	65%	68 sqm	9 yrs
Sembawang	94	$505K	$520K	$550K	53%	68 sqm	8 yrs
Bukit Batok	86	$500K	$525K	$535K	44%	68 sqm	6 yrs
Hougang	66	$515K	$540K	$592K	32%	67 sqm	10 yrs
Sengkang	129	$520K	$540K	$556K	26%	68 sqm	10 yrs
Punggol	182	$526K	$545K	$574K	21%	68 sqm	10 yrs
Tampines	85	$565K	$608K	$625K	6%	68 sqm	6 yrs
Pasir Ris	19	$605K	$610K	$632K	0%	68 sqm	11 yrs
Bedok	34	$610K	$620K	$640K	0%	68 sqm	6 yrs

You won’t have the older 3-room HDB that Kyith used to stay at in this range. They are pretty new but also smaller.

I felt that this may be the sweet spot. There may be some areas that my friend would like.

Town	Street	Sales	25th	Median	75th	Size	Lease start	Blocks sold (postal)
Hougang	Hougang Ave 7	4	$436K	$443K	$448K	59 sqm	1993	316 (530316)
Woodlands	Woodlands St 31	17	$440K	$456K	$505K	73 sqm	1993 to 2016	302A (731302), 310 (730310), 317 (730317), 314 (730314), 316 (730316), 318 (730318) +2 more
Hougang	Hougang Ave 5	5	$430K	$460K	$465K	68 sqm	1993	313 (530313), 315 (530315)
Choa Chu Kang	Choa Chu Kang St 51	3	$454K	$460K	$470K	69 sqm	2011	535 (680535)
Yishun	Yishun Ave 6	3	$455K	$460K	$474K	68 sqm	2019	462A (761462)
Yishun	Yishun St 41	3	$462K	$465K	$482K	67 sqm	2013	456 (760456), 455 (760455)
Choa Chu Kang	Teck Whye Cres	4	$454K	$469K	$480K	68 sqm	2015	166A (681166), 166B (682166)
Choa Chu Kang	Choa Chu Kang Ave 7	3	$470K	$470K	$489K	68 sqm	2017	811B (682811), 811A (681811)
Yishun	Yishun Ave 1	6	$468K	$472K	$486K	67 sqm	2015	431B (762431), 431C (763431)
Yishun	Yishun Ave 11	26	$470K	$476K	$504K	67 sqm	2012 to 2015	459 (760459), 424B (762424), 424D (764424), 429A (761429), 424C (763424), 429B (762429) +6 more
Yishun	Yishun St 44	6	$472K	$485K	$498K	67 sqm	2021	478C (763478), 478A (761478), 478B (762478)
Geylang	Ubi Ave 1	9	$483K	$485K	$520K	64 sqm	2000	301 (400301), 302 (400302), 305 (400305)
Jurong East	Jurong East St 32	9	$470K	$485K	$498K	64 sqm	2014	372 (600372), 371 (600371)
Jurong West	Jurong West St 42	5	$480K	$488K	$505K	68 sqm	2018	561A (641561), 561B (642561)
Jurong West	Boon Lay Dr	12	$474K	$489K	$512K	68 sqm	2014 to 2015	180A (641180), 181B (642181), 197B (642197), 181A (641181), 180B (642180)
Jurong West	Kang Ching Rd	9	$475K	$489K	$514K	67 sqm	2012	339C (613339), 339D (614339)
Woodlands	Woodlands Rise	6	$468K	$489K	$501K	68 sqm	2018	785B (732785), 784C (733784), 784B (732784)
Yishun	Yishun St 31	12	$478K	$490K	$499K	67 sqm	2015	335A (761335), 335B (762335), 334A (761334), 336A (761336), 333B (762333), 333D (764333) +1 more
Choa Chu Kang	Choa Chu Kang Ave 1	7	$474K	$490K	$505K	67 sqm	2017	807A (681807), 809B (682809), 818A (681818)
Yishun	Yishun St 43	3	$486K	$490K	$500K	67 sqm	2019	468A (761468)
Yishun	Yishun St 51	13	$482K	$492K	$503K	68 sqm	2016 to 2018	505A (761505), 512A (761512), 512B (762512), 511C (763511), 502A (761502), 505B (762505) +3 more
Woodlands	Woodlands Cres	10	$487K	$494K	$501K	67 sqm	2015	780F (736780), 780A (731780), 780B (732780), 782C (733782)
Choa Chu Kang	Keat Hong Cl	10	$486K	$495K	$500K	67 sqm	2017 to 2018	803A (681803), 801A (681801), 801B (682801), 801C (683801), 804A (681804)
Jurong West	Corporation Dr	14	$480K	$496K	$514K	68 sqm	2019	150A (611150), 140B (612140), 140C (613140), 140D (614140)
Bukit Panjang	Segar Rd	22	$481K	$498K	$507K	67 sqm	2012 to 2015	485 (670485), 547C (673547), 548B (672548), 547D (674547), 487 (670487), 455 (670455) +4 more
Yishun	Yishun Ring Rd	9	$470K	$498K	$508K	68 sqm	1999 to 2018	342B (762342), 448 (760448), 452 (760452), 813B (762813), 849 (760849)
Sembawang	Sembawang Dr	7	$458K	$498K	$502K	67 sqm	2015	463B (752463), 463A (751463)
Choa Chu Kang	Choa Chu Kang St 52	8	$471K	$498K	$526K	67 sqm	2015	571 (680571), 574 (680574), 570 (680570)
Woodlands	Marsiling Rd	6	$484K	$499K	$508K	66 sqm	2015	180A (731180), 180B (732180)
Yishun	Yishun Ave 4	26	$491K	$501K	$527K	68 sqm	2018	508A (761508), 672B (762672), 673A (761673), 671A (761671), 507A (761507), 506B (762506) +8 more
Sembawang	Montreal Link	14	$484K	$502K	$505K	68 sqm	2015	590A (751590), 590B (752590), 593A (751593), 591A (751591), 593B (752593), 592A (751592)
Bukit Panjang	Fajar Rd	19	$476K	$503K	$510K	68 sqm	2015 to 2016	454 (670454), 442B (672442), 443A (671443)
Hougang	Hougang Ave 1	6	$494K	$507K	$513K	66 sqm	2014	174A (531174), 174B (532174)
Woodlands	Woodlands Ave 1	11	$486K	$507K	$532K	67 sqm	1995 to 2013	571C (733571), 570A (731570), 339 (730339), 570B (732570)
Sembawang	Sembawang Cres	12	$500K	$508K	$520K	68 sqm	2019	365C (753365), 363B (752363), 365A (751365), 366A (751366), 363A (751363), 362B (752362)
Jurong West	Boon Lay Ave	4	$493K	$510K	$526K	68 sqm	2018	216B (642216), 217B (642217)
Jurong East	Teban Gdns Rd	18	$476K	$512K	$530K	72 sqm	2013 to 2016	57 (600057), 20 (600020), 23 (600023), 55 (600055)
Woodlands	Woodlands Dr 16	8	$500K	$515K	$532K	68 sqm	2018	573C (733573), 574B (732574), 573A (731573), 574A (731574)
Sengkang	Rivervale Cres	14	$484K	$516K	$524K	67 sqm	2015 to 2017	180A (541180), 180B (542180), 164B (542164), 163C (543163), 180D (544180)
Woodlands	Woodlands Dr 62	4	$512K	$518K	$523K	68 sqm	2018	694A (731694), 694C (733694), 694D (734694)
Sembawang	Canberra St	33	$508K	$518K	$529K	68 sqm	2018 to 2020	104A (751104), 103B (752103), 128B (752128), 129B (752129), 107A (751107), 103A (751103) +5 more
Sengkang	Compassvale Lane	7	$502K	$518K	$536K	68 sqm	2011 to 2013	209A (541209), 211C (543211), 209C (543209), 210A (541210), 211B (542211)
Sengkang	Anchorvale Link	3	$518K	$518K	$534K	83 sqm	2007	302B (542302)
Bukit Batok	Bt Batok West Ave 9	42	$496K	$519K	$534K	68 sqm	2019 to 2021	467A (651467), 468B (652468), 468A (651468), 467C (653467), 460A (651460), 448C (653448) +3 more
Punggol	Punggol East	3	$520K	$520K	$525K	68 sqm	2018	658A (821658), 659B (822659)
Bukit Batok	Bt Batok West Ave 8	19	$489K	$521K	$530K	67 sqm	2019 to 2021	443D (654443), 438C (653438), 464B (652464), 441C (653441), 440A (651440), 438B (652438)
Punggol	Punggol Rd	3	$520K	$525K	$543K	68 sqm	2012	305A (821305), 603C (823603), 604C (823604)
Bukit Batok	Bt Batok West Ave 6	17	$520K	$525K	$540K	67 sqm	2017 to 2019	451A (651451), 450A (651450), 194B (652194), 450D (654450)
Punggol	Sumang Lane	17	$512K	$525K	$548K	68 sqm	2018	221A (821221), 220B (822220), 222A (821222), 224A (821224), 233A (821233), 221B (822221) +2 more
Hougang	Buangkok Link	10	$525K	$526K	$540K	69 sqm	2019 to 2021	994A (531994), 991A (531991), 992B (532992), 993B (532993), 994B (532994)
Hougang	Buangkok Cres	11	$519K	$526K	$542K	68 sqm	2012 to 2019	986B (532986), 998B (532998), 995C (536995), 995A (531995), 999B (532999)
Woodlands	Woodlands Dr 50	4	$518K	$528K	$539K	67 sqm	2015	886A (731886), 886B (732886), 886C (733886), 886D (734886)
Punggol	Edgefield Plains	18	$512K	$528K	$541K	68 sqm	2015 to 2016	670A (821670), 670C (823670), 672B (822672), 669B (822669), 672A (821672), 673A (821673) +1 more
Punggol	Punggol Field	5	$525K	$530K	$535K	68 sqm	2016	259B (822259), 258B (822258)
Punggol	Punggol Pl	11	$520K	$530K	$540K	67 sqm	2013 to 2014	210C (823210), 207C (823207), 208C (823208), 208A (821208), 209B (822209), 209C (823209) +2 more
Bukit Panjang	Senja Rd	11	$515K	$535K	$547K	67 sqm	2013 to 2015	636A (671636), 633D (674633), 633A (671633)
Punggol	Punggol Dr	19	$509K	$535K	$557K	65 sqm	2012 to 2016	663A (821663), 664A (821664), 613C (823613), 613B (822613), 305D (824305), 665C (823665) +2 more
Bukit Batok	Bt Batok St 31	3	$532K	$535K	$570K	67 sqm	2019	377 (650377)
Punggol	Edgedale Plains	12	$532K	$538K	$549K	68 sqm	2017 to 2018	122B (822122), 122A (821122), 683A (821683), 662A (821662), 662B (822662), 682A (821682) +2 more
Sengkang	Fernvale Link	32	$520K	$540K	$550K	68 sqm	2015 to 2018	418A (791418), 414A (791414), 414B (792414), 467B (792467), 417A (791417), 430B (792430) +6 more
Tampines	Tampines St 21	5	$528K	$540K	$550K	74 sqm	1993	235 (521235)
Tampines	Tampines St 43	3	$478K	$540K	$545K	67 sqm	1993 to 2015	477 (520477), 494D (524494), 494E (525494)
Punggol	Punggol Ctrl	17	$528K	$540K	$549K	69 sqm	2012 to 2014	623A (821623), 601C (823601), 622C (823622), 601D (824601), 622B (822622), 602A (821602) +4 more
Sengkang	Sengkang West Way	9	$520K	$540K	$545K	67 sqm	2014	448B (792448), 432A (791432), 450A (791450), 450C (793450)
Woodlands	Woodlands St 13	12	$526K	$540K	$552K	68 sqm	1990 to 2019	185B (732185), 185C (733185), 182A (731182), 158 (730158), 161 (730161)
Sengkang	Sengkang West Rd	8	$524K	$542K	$559K	68 sqm	2020	456A (791456), 456B (792456), 458C (793458)
Sengkang	Fernvale St	7	$536K	$543K	$559K	68 sqm	2016	471C (793471), 472B (792472), 473A (791473)
Sengkang	Anchorvale St	5	$538K	$545K	$555K	67 sqm	2015	329A (541329), 331C (543331)
Sengkang	Compassvale Cres	6	$541K	$548K	$550K	68 sqm	2017	286C (543286), 289A (541289), 289B (542289)
Bukit Batok	Bt Batok St 22	5	$540K	$550K	$576K	68 sqm	2018	296B (652296)
Sembawang	Canberra Walk	8	$548K	$550K	$562K	68 sqm	2018 to 2021	115C (753115), 115A (751115), 115D (754115), 109A (751109)
Woodlands	Woodlands Dr 70	3	$547K	$555K	$555K	71 sqm	2017	717A (731717)
Sengkang	Anchorvale Lane	7	$544K	$555K	$559K	68 sqm	2021	355A (541355), 353A (541353)
Sengkang	Fernvale Rd	15	$526K	$556K	$572K	69 sqm	2010 to 2015	453D (794453), 436D (794436), 436A (791436), 434A (791434), 436C (793436), 436B (792436) +4 more
Jurong West	Yuan Ching Rd	6	$551K	$558K	$564K	67 sqm	2014	138B (612138), 138C (613138), 138A (611138)
Hougang	Upp Serangoon Cres	17	$548K	$560K	$593K	67 sqm	2014 to 2017	470B (532470), 473B (532473), 471B (532471), 473C (533473), 475D (537475), 475C (533475) +3 more
Tampines	Tampines St 45	10	$531K	$562K	$567K	67 sqm	2018	494G (527494), 492G (527492)
Punggol	Punggol Walk	22	$545K	$564K	$580K	67 sqm	2014 to 2016	310B (822310), 212A (821212), 211B (822211), 211A (821211), 212B (822212), 211D (824211) +4 more
Sengkang	Jln Kayu	3	$560K	$565K	$566K	67 sqm	2013	447A (791447), 447B (792447)
Punggol	Northshore Dr	26	$556K	$569K	$610K	67 sqm	2021 to 2022	421C (823421), 413C (823413), 409D (824409), 409C (823409), 409A (821409), 421A (821421) +7 more
Punggol	Sumang Walk	18	$559K	$569K	$580K	68 sqm	2016 to 2020	327A (821327), 322C (823322), 325B (822325), 326C (823326), 256C (823256), 256A (821256) +4 more
Sembawang	Canberra Cres	20	$551K	$579K	$591K	68 sqm	2018 to 2020	131C (753131), 131A (751131), 117B (752117), 132A (751132), 117A (751117), 130A (751130) +3 more
Sengkang	Compassvale Dr	4	$572K	$583K	$593K	68 sqm	2017	215A (541215)
Punggol	Punggol Way	11	$560K	$586K	$594K	68 sqm	2016 to 2017	261A (821261), 314A (821314), 315B (822315), 316A (821316), 314B (822314)
Tampines	Tampines Ave 8	9	$560K	$588K	$594K	67 sqm	2015 to 2017	868A (521868), 868C (523868), 878B (522878), 869B (522869), 878A (521878)
Sengkang	Anchorvale Cres	4	$572K	$592K	$609K	67 sqm	2015	334C (543334), 334B (542334), 336A (541336)
Jurong West	Jurong West Ctrl 3	12	$567K	$593K	$604K	68 sqm	2017	698A (641698), 697B (642697), 697A (641697), 698C (643698), 698B (642698)
Bedok	Chai Chee Rd	9	$592K	$600K	$620K	68 sqm	2016	808C (463808), 807A (461807), 807C (463807), 808A (461808)
Hougang	Upp Serangoon View	4	$594K	$602K	$610K	67 sqm	2016	476A (531476)
Pasir Ris	Pasir Ris St 51	14	$601K	$608K	$629K	68 sqm	2015	527B (512527), 527C (513527), 528A (511528), 527D (514527)
Tampines	Tampines Ctrl 7	5	$605K	$610K	$620K	67 sqm	2015	522A (521522), 524B (522524), 523B (522523)
Tampines	Tampines Ave 9	14	$594K	$611K	$628K	68 sqm	2014 to 2020	604A (521604), 601D (524601), 601B (522601), 499A (521499), 499B (522499)
Tampines	Tampines Nth Dr 1	15	$593K	$615K	$623K	69 sqm	2020	613A (521613), 609C (523609), 608C (523608), 612A (521612), 613B (522613)
Tampines	Tampines St 61	24	$614K	$622K	$639K	69 sqm	2020 to 2022	621A (521621), 621B (522621), 605B (522605), 606A (521606), 605D (524605), 606C (523606) +1 more
Bedok	Bedok Nth St 4	10	$616K	$624K	$655K	68 sqm	2018 to 2020	188B (462188), 188C (463188), 186B (462186), 188A (461188), 188D (464188)
Bedok	Bedok Nth Ave 1	15	$620K	$629K	$641K	68 sqm	2021	547B (462547), 547A (461547)
Hougang	Upp Serangoon Rd	9	$618K	$630K	$640K	67 sqm	2018	365C (533365), 365D (537365), 364B (532364), 364A (531364), 365B (532365), 365A (531365)
Pasir Ris	Pasir Ris Dr 1	5	$630K	$638K	$650K	65 sqm	2015	530B (512530), 530D (514530), 530A (511530)
Sengkang	Sengkang East Ave	5	$635K	$645K	$660K	67 sqm	2015	281A (541281), 279A (541279)

4-Room Resales: 33% in Jurong West Sold at or Below $520,000

If we use a ball park $520,000 there may be some 4-room HDB that will fit the criteria as well.

Town	Sales	25th	Median	75th	At or below $520K	Typical size	Typical age
Jurong West	266	$514K	$538K	$560K	33%	93 sqm	26 yrs
Woodlands	580	$525K	$543K	$568K	24%	100 sqm	28 yrs
Sembawang	192	$525K	$545K	$570K	22%	93 sqm	25 yrs
Choa Chu Kang	342	$520K	$545K	$570K	25%	103 sqm	27 yrs
Bukit Panjang	117	$520K	$550K	$570K	29%	93 sqm	24 yrs
Jurong East	33	$530K	$552K	$580K	24%	90 sqm	27 yrs
Bukit Batok	40	$540K	$561K	$586K	12%	92 sqm	22 yrs
Sengkang	244	$550K	$569K	$581K	3%	91 sqm	24 yrs
Hougang	73	$550K	$570K	$585K	5%	93 sqm	27 yrs
Yishun	186	$550K	$570K	$580K	4%	92 sqm	11 yrs
Punggol	92	$565K	$575K	$585K	2%	90 sqm	22 yrs
Pasir Ris	32	$565K	$586K	$590K	0%	105 sqm	33 yrs

You will actually be looking for the special deals that is in the lower range for Jurong West, Woodlands, Sembawang, Choa Chu Kang that are 20 plus year old.

Town	Street	Sales	25th	Median	75th	Size	Lease start	Blocks sold (postal)
Woodlands	Marsiling Dr	3	$462K	$480K	$488K	90 sqm	2002	5A (732005)
Jurong West	Jurong West Ave 3	5	$490K	$490K	$495K	90 sqm	2001 to 2002	273A (641273), 273D (644273), 276B (642276)
Jurong West	Jurong West St 25	8	$502K	$508K	$510K	90 sqm	2002	275C (643275), 276C (643276), 276A (641276), 275B (642275), 276D (644276)
Jurong West	Jurong West St 73	9	$504K	$510K	$560K	106 sqm	1992 to 1995	751 (640751), 744 (640744), 734 (640734), 739 (640739), 750 (640750)
Jurong West	Jurong West St 81	24	$496K	$510K	$521K	108 sqm	1993 to 1996	839 (640839), 852 (640852), 854 (640854), 851 (640851), 845 (640845), 810 (640810) +11 more
Woodlands	Woodlands St 41	29	$485K	$510K	$550K	100 sqm	1995 to 1997	436 (730436), 427 (730427), 429 (730429), 418 (730418), 437 (730437), 408 (730408) +7 more
Woodlands	Woodlands St 83	9	$500K	$510K	$535K	84 sqm	1993 to 1996	853 (730853), 854 (730854), 855 (730855), 856 (730856), 859 (730859)
Jurong West	Jurong West St 71	15	$485K	$510K	$538K	106 sqm	1991 to 1995	711 (640711), 716 (640716), 717 (640717), 703 (640703), 705 (640705), 706 (640706)
Jurong West	Jurong West St 24	5	$506K	$511K	$515K	95 sqm	2003	271A (641271), 271B (642271), 272A (641272), 272C (643272)
Bukit Panjang	Fajar Rd	4	$509K	$512K	$526K	100 sqm	1997	442 (670442), 437 (670437), 440 (670440)
Jurong West	Yung Sheng Rd	7	$506K	$515K	$530K	90 sqm	2001	180 (610180), 177 (610177), 178 (610178), 184 (610184)
Choa Chu Kang	Choa Chu Kang Dr	7	$507K	$516K	$530K	90 sqm	1997 to 2003	688B (682688), 689B (682689), 687A (681687), 687C (683687), 786 (680786)
Woodlands	Woodlands St 32	6	$516K	$520K	$528K	87 sqm	1993 to 1995	345 (730345), 344 (730344), 322 (730322), 321 (730321)
Choa Chu Kang	Choa Chu Kang Cres	74	$505K	$521K	$540K	102 sqm	1999 to 2003	686C (683686), 668 (680668), 660 (680660), 659 (680659), 692A (681692), 682 (680682) +30 more
Woodlands	Woodlands St 82	26	$486K	$524K	$575K	102 sqm	1994 to 1996	874 (730874), 845 (730845), 840 (730840), 843 (730843), 842 (730842), 875 (730875) +3 more
Sembawang	Canberra Link	3	$522K	$525K	$555K	91 sqm	2001	503B (752503), 504C (753504)
Jurong West	Yung Loh Rd	7	$528K	$530K	$545K	107 sqm	1996	158 (610158), 156 (610156), 155 (610155), 157 (610157)
Sembawang	Sembawang Dr	46	$515K	$530K	$540K	90 sqm	1999 to 2015	466B (752466), 463C (753463), 477 (750477), 466D (754466), 406 (750406), 474 (750474) +16 more
Choa Chu Kang	Choa Chu Kang St 54	5	$525K	$530K	$545K	104 sqm	1996	770 (680770), 771 (680771), 767 (680767)
Woodlands	Woodlands Dr 52	27	$514K	$531K	$542K	96 sqm	1998	619 (730619), 620 (730620), 623 (730623), 621 (730621), 622 (730622), 624A (731624) +3 more
Woodlands	Woodlands Ave 4	24	$516K	$531K	$545K	102 sqm	1996 to 1998	617 (730617), 618 (730618), 612 (730612), 615 (730615), 755 (730755), 757 (730757) +6 more
Woodlands	Woodlands Dr 53	12	$527K	$532K	$540K	90 sqm	1999	554 (730554), 556 (730556), 555 (730555), 557 (730557)
Woodlands	Woodlands Dr 40	13	$520K	$532K	$560K	101 sqm	1996	701 (730701), 707 (730707), 702 (730702), 703 (730703), 705 (730705), 706 (730706)
Choa Chu Kang	Choa Chu Kang Ave 2	6	$512K	$534K	$550K	103 sqm	1990 to 1999	252 (680252), 295 (680295), 296 (680296), 297C (683297), 297D (684297)
Sengkang	Anchorvale Dr	8	$529K	$534K	$554K	90 sqm	2002	319B (542319), 320A (541320), 320B (542320), 321B (542321), 321C (543321), 322A (541322) +1 more
Sembawang	Wellington Circle	15	$518K	$535K	$551K	90 sqm	2001 to 2004	508A (751508), 508B (752508), 510A (751510), 501C (753501), 501B (752501), 501A (751501) +5 more
Choa Chu Kang	Choa Chu Kang Ave 4	53	$505K	$535K	$555K	104 sqm	1992 to 2000	414 (680414), 423 (680423), 452 (680452), 443 (680443), 460 (680460), 426 (680426) +22 more
Jurong West	Jurong West St 74	6	$518K	$535K	$556K	109 sqm	1996	755 (640755), 766 (640766), 757 (640757), 758 (640758)
Jurong East	Teban Gdns Rd	18	$504K	$535K	$556K	90 sqm	1993 to 2013	21 (600021), 60 (600060), 24 (600024), 22 (600022), 64 (600064), 65 (600065) +1 more
Choa Chu Kang	Choa Chu Kang St 51	7	$528K	$535K	$542K	108 sqm	1994 to 1995	505 (680505), 506 (680506), 504 (680504), 514 (680514), 518 (680518)
Jurong West	Jurong West St 93	12	$521K	$535K	$571K	93 sqm	2008	986A (641986), 986B (642986), 987B (642987), 988B (642988), 989B (642989), 989D (644989) +2 more
Jurong West	Jurong West St 64	25	$525K	$536K	$567K	90 sqm	2000 to 2008	668D (644668), 668A (641668), 668C (643668), 676B (642676), 664D (644664), 660A (641660) +9 more
Jurong West	Jurong West St 61	40	$519K	$536K	$556K	91 sqm	1998 to 2002	643 (640643), 642 (640642), 645 (640645), 655A (641655), 639 (640639), 625 (640625) +12 more
Woodlands	Woodlands Dr 75	18	$530K	$538K	$549K	90 sqm	2003 to 2004	687B (732687), 688C (733688), 689B (732689), 689E (735689), 688A (731688), 688B (732688) +5 more
Woodlands	Woodlands Circle	81	$520K	$538K	$545K	102 sqm	1997 to 2003	743 (730743), 728 (730728), 731 (730731), 738 (730738), 729 (730729), 736 (730736) +23 more
Sembawang	Admiralty Dr	30	$528K	$538K	$548K	95 sqm	2001	469A (751469), 359A (751359), 469B (752469), 357C (753357), 360C (753360), 360B (752360) +10 more
Choa Chu Kang	Choa Chu Kang Ave 3	34	$526K	$539K	$558K	104 sqm	1992 to 1999	281 (680281), 412 (680412), 293 (680293), 286 (680286), 413 (680413), 402 (680402) +14 more
Woodlands	Woodlands Dr 60	22	$526K	$539K	$545K	100 sqm	1997	773 (730773), 786E (735786), 786D (734786), 786C (733786), 778 (730778), 770 (730770) +4 more
Sembawang	Canberra Rd	11	$529K	$540K	$568K	93 sqm	1998 to 2001	425 (750425), 300 (750300), 303 (750303), 304 (750304), 350B (752350), 308 (750308) +4 more
Woodlands	Woodlands Dr 42	16	$521K	$540K	$550K	99 sqm	1997	602 (730602), 604 (730604), 601 (730601), 603 (730603), 605 (730605)
Woodlands	Woodlands Ring Rd	53	$525K	$545K	$568K	101 sqm	1998 to 2001	643 (730643), 631 (730631), 628A (731628), 611 (730611), 668 (730668), 669 (730669) +20 more
Hougang	Hougang Ave 5	5	$535K	$545K	$553K	91 sqm	1993	314 (530314), 315 (530315)
Woodlands	Woodlands Ave 6	21	$532K	$545K	$555K	102 sqm	1997 to 1998	791 (730791), 725 (730725), 724 (730724), 758 (730758), 722 (730722), 720 (730720) +10 more
Sembawang	Admiralty Link	25	$523K	$545K	$570K	91 sqm	2001 to 2010	488 (750488), 489 (750489), 403 (750403), 482 (750482), 492 (750492), 485 (750485) +6 more
Woodlands	Woodlands Dr 70	18	$537K	$546K	$579K	100 sqm	1996 to 2017	715 (730715), 708 (730708), 712 (730712), 710 (730710), 711 (730711), 709 (730709) +4 more
Choa Chu Kang	Choa Chu Kang Ctrl	14	$534K	$548K	$560K	105 sqm	1990 to 1993	223 (680223), 227 (680227), 353 (680353), 355 (680355), 219 (680219), 352 (680352) +1 more
Bukit Panjang	Segar Rd	34	$515K	$548K	$582K	92 sqm	2002 to 2015	486 (670486), 470 (670470), 477 (670477), 487 (670487), 547A (671547), 455 (670455) +13 more
Jurong West	Jurong West St 65	43	$530K	$549K	$559K	91 sqm	2000 to 2002	617 (640617), 657A (641657), 663A (641663), 673A (641673), 667A (641667), 667B (642667) +13 more
Jurong West	Jurong West St 75	6	$542K	$550K	$561K	106 sqm	1995	735 (640735), 737 (640737)
Sembawang	Montreal Dr	11	$544K	$550K	$558K	90 sqm	2001 to 2003	589D (754589), 589C (753589), 504B (752504), 589A (751589), 504D (754504)
Bukit Panjang	Bt Panjang Ring Rd	17	$517K	$550K	$565K	100 sqm	1997 to 2002	448 (670448), 450 (670450), 539 (670539), 615 (670615), 613 (670613), 619 (670619) +3 more
Choa Chu Kang	Choa Chu Kang St 53	11	$544K	$550K	$558K	114 sqm	1995	702 (680702), 701 (680701), 703 (680703), 704 (680704), 705 (680705), 706 (680706) +2 more
Bukit Batok	Bt Batok St 25	5	$540K	$550K	$590K	101 sqm	1998	289G (656289), 288D (653288), 288E (654288), 289E (654289)
Bukit Panjang	Jelapang Rd	36	$520K	$550K	$570K	102 sqm	1998 to 1999	508 (670508), 502 (670502), 509 (670509), 510 (670510), 521 (670521), 531 (670531) +13 more
Woodlands	Woodlands Dr 50	43	$534K	$550K	$569K	100 sqm	1996 to 2017	892A (730892), 896A (730896), 899A (730899), 895B (731895), 897B (731897), 899C (732899) +10 more
Woodlands	Woodlands St 81	3	$534K	$550K	$562K	106 sqm	1990 to 1996	810 (730810), 825 (730825), 873 (730873)
Yishun	Yishun St 61	4	$548K	$550K	$556K	91 sqm	1992	645 (760645), 640 (760640), 641 (760641)
Woodlands	Woodlands Dr 72	4	$543K	$551K	$561K	102 sqm	1998	795 (730795)
Jurong East	Jurong East St 13	3	$536K	$552K	$560K	90 sqm	1993	105 (600105)
Bukit Panjang	Senja Rd	26	$538K	$553K	$574K	91 sqm	2001 to 2015	625 (670625), 622 (670622), 631 (670631), 618 (670618), 621 (670621), 616 (670616) +8 more
Sengkang	Anchorvale Link	17	$538K	$555K	$560K	90 sqm	2001 to 2003	306C (543306), 305A (541305), 303B (542303), 304A (541304), 303C (543303), 306A (541306) +3 more
Bukit Batok	Bt Batok West Ave 5	28	$540K	$555K	$580K	92 sqm	2004 to 2020	391 (650391), 383 (650383), 384 (650384), 395 (650395), 386 (650386), 385 (650385) +4 more
Choa Chu Kang	Choa Chu Kang Nth 5	3	$538K	$555K	$558K	104 sqm	1996	766 (680766), 765 (680765)
Jurong West	Jurong West Ctrl 1	7	$540K	$555K	$559K	95 sqm	1998 to 2000	682C (643682), 679C (643679), 680C (643680), 686B (642686), 688 (640688), 693 (640693)
Woodlands	Woodlands Dr 44	5	$545K	$555K	$575K	101 sqm	2000	553 (730553), 549 (730549), 550 (730550), 551 (730551)
Woodlands	Woodlands St 31	7	$532K	$555K	$566K	103 sqm	1993	319 (730319), 302 (730302)
Yishun	Yishun Ring Rd	23	$542K	$555K	$580K	93 sqm	1993 to 2018	449 (760449), 330 (760330), 411 (760411), 451 (760451), 452 (760452), 448 (760448) +6 more
Choa Chu Kang	Choa Chu Kang Ave 5	51	$526K	$558K	$582K	93 sqm	1999 to 2016	484D (684484), 488C (683488), 476B (682476), 488A (681488), 488D (684488), 484A (681484) +17 more
Jurong West	Kang Ching Rd	12	$554K	$558K	$573K	102 sqm	1997	348 (610348), 346 (610346), 352 (610352), 353 (610353), 345 (610345), 354 (610354) +1 more
Sengkang	Compassvale St	14	$550K	$559K	$580K	94 sqm	2000 to 2002	291D (544291), 252 (540252), 297B (542297), 299A (541299), 291B (542291), 291A (541291) +3 more
Sengkang	Rivervale Dr	26	$545K	$560K	$578K	95 sqm	1999 to 2001	195 (540195), 116B (542116), 188C (543188), 121 (540121), 188D (544188), 190B (542190) +12 more
Woodlands	Woodlands Cres	33	$540K	$560K	$570K	92 sqm	1997 to 2015	780E (735780), 782D (734782), 787B (732787), 782A (731782), 780D (734780), 774 (730774) +7 more
Jurong West	Tah Ching Rd	9	$550K	$560K	$570K	102 sqm	1997 to 2010	329 (610329), 324 (610324), 323 (610323), 328 (610328), 337B (612337), 337C (613337) +1 more
Yishun	Yishun Ave 11	39	$540K	$560K	$573K	92 sqm	1993 to 2015	430B (762430), 428B (762428), 426C (763426), 424D (764424), 458 (760458), 430A (761430) +10 more
Woodlands	Woodlands Dr 16	31	$543K	$560K	$580K	100 sqm	2000 to 2018	575 (730575), 542 (730542), 579 (730579), 543 (730543), 584 (730584), 547 (730547) +10 more
Sengkang	Sengkang West Way	3	$550K	$560K	$570K	93 sqm	2014 to 2016	433A (791433), 452A (791452), 469A (791469)
Yishun	Yishun Ave 1	8	$532K	$561K	$582K	92 sqm	2015	431A (761431), 431B (762431), 431C (763431), 431D (764431), 432A (761432), 432B (762432)
Sengkang	Sengkang East Way	4	$540K	$562K	$584K	90 sqm	2000 to 2003	121C (543121), 324A (541324), 324D (544324), 325B (542325)
Jurong West	Corporation Dr	5	$538K	$563K	$585K	102 sqm	1997 to 2019	365 (610365), 140A (611140), 366 (610366), 368 (610368)
Punggol	Edgefield Plains	15	$550K	$565K	$575K	90 sqm	2003 to 2015	176D (824176), 117 (820117), 104A (821104), 104B (822104), 105D (824105), 105A (821105) +6 more
Choa Chu Kang	Jln Teck Whye	15	$552K	$565K	$578K	100 sqm	1997 to 1998	150 (680150), 157 (680157), 154 (680154), 152 (680152), 151 (680151), 160 (680160) +1 more
Sembawang	Sembawang Cl	17	$553K	$565K	$578K	100 sqm	1999 to 2001	320 (750320), 329 (750329), 331 (750331), 340A (751340), 319 (750319), 324 (750324) +7 more
Jurong West	Yung Kuang Rd	3	$562K	$565K	$570K	93 sqm	2015 to 2018	166A (611166), 166B (612166), 175B (612175)
Hougang	Buangkok Cres	19	$550K	$565K	$584K	90 sqm	2003 to 2019	980C (533980), 985A (531985), 980A (531980), 981A (531981), 979B (532979), 980D (536980) +7 more
Yishun	Yishun St 41	10	$550K	$566K	$575K	93 sqm	2013	454 (760454), 457 (760457), 453 (760453), 455 (760455)
Sengkang	Rivervale Cres	54	$546K	$566K	$580K	90 sqm	1999 to 2017	150 (540150), 183D (544183), 154 (540154), 180C (543180), 185D (544185), 157A (541157) +25 more
Hougang	Hougang St 91	18	$550K	$566K	$584K	96 sqm	1997 to 1999	969 (530969), 911 (530911), 910 (530910), 909 (530909), 976 (530976), 925 (530925) +4 more
Sengkang	Anchorvale Rd	14	$550K	$568K	$584K	92 sqm	2001 to 2019	313B (542313), 308C (543308), 309B (542309), 307D (544307), 309D (544309), 309C (543309) +4 more
Sengkang	Compassvale Cres	15	$547K	$568K	$572K	90 sqm	2001 to 2017	296C (543296), 295A (541295), 296B (542296), 286C (543286), 289B (542289), 290A (541290) +4 more
Pasir Ris	Pasir Ris St 51	7	$560K	$568K	$590K	104 sqm	1992 to 1993	559 (510559), 560 (510560), 558 (510558), 551 (510551)
Yishun	Yishun St 31	17	$555K	$568K	$580K	92 sqm	2015	334C (763334), 336A (761336), 333A (761333), 336C (763336), 333D (764333), 334A (761334) +5 more
Sembawang	Sembawang Cres	13	$555K	$570K	$585K	93 sqm	1999 to 2019	363A (751363), 328 (750328), 365B (752365), 365C (753365), 337 (750337), 327 (750327) +2 more
Punggol	Edgedale Plains	15	$560K	$570K	$575K	91 sqm	2003 to 2017	138 (820138), 122A (821122), 126C (823126), 134 (820134), 130 (820130), 135 (820135) +3 more
Sengkang	Anchorvale Lane	6	$562K	$570K	$574K	92 sqm	2002	311D (544311), 311C (543311), 311B (542311), 311A (541311)
Hougang	Hougang Ave 9	4	$552K	$570K	$582K	101 sqm	1999	952 (530952), 953 (530953), 954 (530954), 964 (530964)
Punggol	Punggol Ctrl	7	$563K	$570K	$587K	90 sqm	2003 to 2005	647 (820647), 165A (821165), 295 (820295), 296 (820296), 299 (820299), 646 (820646)
Yishun	Yishun St 43	3	$530K	$570K	$578K	93 sqm	2019	469A (761469), 469B (762469)
Yishun	Yishun St 44	9	$570K	$570K	$578K	93 sqm	2021	478C (763478), 478A (761478), 478B (762478)
Bukit Batok	Bt Batok West Ave 8	3	$565K	$571K	$580K	92 sqm	2019 to 2020	438C (653438), 442A (651442), 443B (652443)
Sengkang	Rivervale St	23	$558K	$572K	$585K	100 sqm	1999	128 (540128), 140 (540140), 129 (540129), 127 (540127), 130 (540130), 131 (540131) +2 more
Yishun	Yishun Ave 9	8	$570K	$572K	$580K	92 sqm	2015	315A (761315), 316B (762316), 317B (762317), 317C (763317), 318B (762318), 318C (763318)
Hougang	Hougang St 92	4	$568K	$572K	$575K	100 sqm	1998	936 (530936), 942 (530942), 946 (530946)
Choa Chu Kang	Choa Chu Kang Ave 1	12	$552K	$572K	$585K	92 sqm	1993 to 2017	808C (683808), 807B (682807), 809B (682809), 808A (681808), 130 (680130), 807C (683807)
Yishun	Yishun Ave 4	19	$569K	$575K	$586K	93 sqm	1992 to 2018	506B (762506), 509B (762509), 671A (761671), 507A (761507), 506C (763506), 506A (761506) +8 more
Punggol	Punggol Rd	3	$572K	$575K	$576K	90 sqm	2007 to 2012	195C (823195), 603A (821603)
Jurong West	Boon Lay Ave	4	$569K	$575K	$582K	92 sqm	2015 to 2018	183B (642183), 183A (641183), 217B (642217)
Choa Chu Kang	Keat Hong Cl	21	$565K	$575K	$593K	93 sqm	2017 to 2018	803D (684803), 803B (682803), 803A (681803), 801C (683801), 803C (683803), 801A (681801) +4 more
Choa Chu Kang	Choa Chu Kang St 52	9	$550K	$575K	$583K	105 sqm	1994 to 2015	542 (680542), 544 (680544), 546 (680546), 550 (680550), 552 (680552), 562 (680562) +3 more
Sengkang	Compassvale Walk	8	$567K	$575K	$580K	101 sqm	1999	231 (540231), 230 (540230), 226A (541226), 236 (540236), 237 (540237)
Jurong East	Toh Guan Rd	11	$564K	$575K	$580K	101 sqm	1998 to 1999	274 (600274), 266 (600266), 268 (600268), 275 (600275), 280 (600280), 282 (600282) +3 more
Yishun	Yishun St 20	3	$574K	$575K	$575K	91 sqm	2000	296 (760296)
Punggol	Punggol Field	27	$567K	$577K	$584K	90 sqm	2002 to 2014	106C (823106), 173C (823173), 102D (824102), 173A (821173), 110B (822110), 169C (823169) +13 more
Woodlands	Marsiling Lane	3	$574K	$577K	$586K	93 sqm	2013	12A (731012), 12B (732012), 12C (733012)
Sengkang	Compassvale Lane	4	$573K	$578K	$582K	92 sqm	2005	207A (542207), 207C (544207), 207D (547207)
Sengkang	Compassvale Rd	9	$571K	$578K	$590K	90 sqm	2000 to 2001	203E (545203), 203A (541203), 247 (540247), 203C (543203)
Sengkang	Fernvale Link	3	$575K	$580K	$582K	92 sqm	2004 to 2015	412B (792412), 430A (791430), 440C (793440)
Yishun	Yishun St 51	26	$555K	$580K	$590K	93 sqm	2016 to 2018	505D (764505), 511A (761511), 511B (762511), 505B (762505), 504D (764504), 505A (761505) +8 more
Yishun	Yishun Ave 6	7	$560K	$580K	$588K	93 sqm	2019	462A (761462), 462C (763462), 462D (764462)
Woodlands	Woodlands Dr 14	34	$571K	$580K	$588K	105 sqm	1998 to 2000	514 (730514), 525 (730525), 521 (730521), 522 (730522), 513 (730513), 532 (730532) +15 more
Woodlands	Woodlands Dr 73	9	$558K	$580K	$585K	101 sqm	2000 to 2018	686B (732686), 682D (734682), 684A (731684), 684B (732684), 684D (734684), 691C (733691)
Sengkang	Fernvale Rd	19	$568K	$580K	$589K	92 sqm	2004 to 2015	406B (792406), 406C (793406), 407A (791407), 407B (792407), 453D (794453), 441A (791441) +6 more
Hougang	Hougang St 51	8	$567K	$580K	$585K	100 sqm	1992 to 1997	575 (530575), 570 (530570), 557 (530557), 551 (530551), 571 (530571), 574 (530574)
Jurong West	Boon Lay Dr	9	$546K	$580K	$594K	93 sqm	1995 to 2015	180C (643180), 181A (641181), 196B (642196), 258 (640258), 266 (640266), 267 (640267) +1 more
Pasir Ris	Pasir Ris St 21	11	$565K	$580K	$590K	107 sqm	1993 to 1994	226 (510226), 212 (510212), 216 (510216), 227 (510227), 229 (510229), 252 (510252) +4 more
Sembawang	Montreal Link	7	$569K	$580K	$585K	93 sqm	2015	590C (753590), 592A (751592), 590B (752590), 592B (752592), 592C (753592)
Punggol	Sumang Lane	6	$577K	$580K	$593K	93 sqm	2018	233C (823233), 221B (822221), 224B (822224), 227B (822227), 233B (822233)
Sembawang	Canberra St	13	$575K	$580K	$585K	93 sqm	2018 to 2020	104D (754104), 102A (751102), 107C (753107), 101A (751101), 101B (752101), 104B (752104) +4 more
Choa Chu Kang	Choa Chu Kang St 62	9	$573K	$581K	$588K	107 sqm	1996 to 1997	609 (680609), 626 (680626), 608 (680608), 613 (680613), 620 (680620), 625 (680625)
Serangoon	Serangoon Nth Ave 4	4	$579K	$582K	$586K	103 sqm	1992 to 1997	509 (550509), 532 (550532), 535A (551535), 536 (550536)
Choa Chu Kang	Choa Chu Kang Ave 7	6	$573K	$584K	$589K	93 sqm	2017	811A (681811), 810A (681810), 810B (682810), 811B (682811), 812C (683812)
Punggol	Punggol Dr	12	$577K	$584K	$590K	92 sqm	2005 to 2016	612D (824612), 619C (823619), 635A (821635), 637A (821637), 638A (821638), 638B (822638) +6 more
Woodlands	Woodlands Rise	9	$575K	$585K	$585K	93 sqm	2018	785C (733785), 783A (731783), 783D (734783), 784C (733784), 785B (732785)
Sengkang	Compassvale Dr	9	$570K	$585K	$585K	92 sqm	2000 to 2001	204A (541204), 227C (543227), 202 (540202), 201C (543201)
Tampines	Tampines St 33	5	$575K	$585K	$590K	109 sqm	1995 to 1996	346 (520346), 322 (520322), 342 (520342), 354 (520354)
Woodlands	Woodlands Ave 1	8	$524K	$586K	$588K	106 sqm	1994 to 2013	351 (730351), 308 (730308), 307 (730307), 340 (730340), 352 (730352), 353 (730353) +1 more
Yishun	Yishun St 42	10	$580K	$587K	$593K	93 sqm	2021	479B (762479), 479C (763479)
Hougang	Hougang St 52	7	$576K	$588K	$590K	100 sqm	1992 to 1998	699C (533699), 535 (530535), 536 (530536), 699B (532699)
Punggol	Punggol Pl	3	$584K	$588K	$589K	92 sqm	2014	209A (821209), 209B (822209), 210B (822210)
Pasir Ris	Pasir Ris Dr 4	3	$582K	$588K	$592K	104 sqm	1992	484 (510484), 461 (510461)
Pasir Ris	Pasir Ris St 71	7	$572K	$590K	$596K	105 sqm	1996	747 (510747), 745 (510745), 748 (510748), 749 (510749), 773 (510773), 774 (510774)
Woodlands	Woodlands Dr 62	9	$578K	$590K	$590K	104 sqm	2000 to 2018	681B (732681), 681A (731681), 683A (731683), 694B (732694)

Kyith is the Owner and Sole Writer behind Investment Moats. Readers tune in to Investment Moats to learn and build stronger, firmer wealth foundations, how to have a Passive investment strategy, know more about investing in REITs and the nuts and bolts of Active Investing.

Readers also follow Kyith to learn how to plan well for Financial Security and Financial Independence.

Kyith worked as an IT operations engineer from 2004 to 2019. Currently, he works as a Senior Solutions Specialist in Fee-only Wealth Advisory Firm Providend. All opinions on Investment Moats are his own and does not represent the views of Providend.

You can view Kyith’s current portfolio here, which uses his Free Google Stock Portfolio Tracker.

His investment broker of choice is Interactive Brokers, which allows him to invest in securities from different exchanges all over the world, at very low commission rates, without custodian fees, near spot currency rates.

You can read more about Kyith here.