Travel September 22, 2025 0 Comments

Unlock the Hidden Power of Your Platinum Card: Master Enrollment and Benefit Tracking in the New Amex App Today

Ever find yourself scratching your head, wondering if you’ve activated that elusive statement credit on your American Express Platinum card — or worse, if it’s already slipped quietly into the abyss of forgotten perks? Well, you’re not alone. American Express just gave its top-tier cardmembers a sleek new app upgrade that finally tackles this perennial puzzle head-on, making it a breeze to spot, enroll in, and track every single credit and benefit tied to your Platinum and Business Platinum cards. It’s as if they’ve waved a wand over what’s usually a tangled web of fine print and hidden activations, bringing clarity to the chaos. This comes hot on the heels of a fresh revamp of both the personal and business Platinum cards — complete with shiny new perks — and the launch of a separate Amex Travel app that’s like having a savvy travel concierge in your pocket. Together, these moves aren’t just tweaks; they signal a bold step by Amex to modernize and elevate the digital experience for its travelers and spenders alike. Curious how you can make the most of these updates? Dive in as we unpack how to master your Platinum benefits and get every dime of value you deserve. LEARN MORE

American Express has rolled out an updated experience in its app that makes it easier for its top-tier cardmembers to find, enroll in and track their statement credits and benefits.

It’s a helpful update if you’ve ever lost track of which credits you’ve used or wondered which ones require activation.

This updated tool is currently available for those with the The Platinum Card® from American Express and The Business Platinum Card® from American Express. It has been rolled out alongside the refresh of the personal and business cards, both of which offer new statement credits and perks.

It also comes on the heels of the launch of the all-new Amex Travel app, which helps travelers discover destinations, plan trips and even check wait times at Centurion Lounges before their flight.

Together, these updates signal a broader push by Amex to modernize its digital experience and make premium travel and shopping perks easier to use.

How to find your Platinum benefits in the app

Open the American Express app for iOS or Android. Click on the “Membership” tab, choose your Platinum card and click on “Explore Benefits.”

American Express benefits tracking app — AMERICAN EXPRESS

There, you’ll see a list of statement credits and perks available on your card.

Each benefit shows how much you’ve used and how much is left for the current period, whether it’s monthly, quarterly, biannual or annual. This makes it easy to see which credits you might want to use before they expire.

You can see from the screenshots below that I need to use my (new) up-to-$300 biannual hotel statement credit, I’ve got $5 left on my (enhanced) digital entertainment statement credit for this month (now up-to-$25 per month), and I haven’t yet used the (new) up-to-$75 quarterly Lululemon credit (available to use at U.S. stores, excluding outlets, and online) for the third quarter.

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Enrollment is required for select benefits.

If a benefit requires activation, you’ll see “Enrollment Required.” Tapping the tile will activate the benefit so you can start earning the statement credit or enjoying the perk.

You can see above that I haven’t yet enrolled in Marriott Gold status (because I have Platinum status through another card) and that I need to enroll in Leaders Club Sterling status with The Leading Hotels of the World.

What you’ll see on the Business Platinum

The same experience is available for Business Platinum cardmembers. The interface looks similar to the personal version but highlights different benefits, like Indeed (up to $360 in statement credits per year, enrollment required) and U.S. wireless services statement credits Up to $120 per year, enrollment required). These also show how much you’ve used and how much remains.

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Having this information in one place can be particularly useful for small-business owners who want to make sure they’re not leaving value on the table.

What isn’t included

For now, this feature only seems to be available on Platinum-branded cards.

Cobranded cards, like Delta Air Lines and Hilton cards, currently don’t show a list of their benefits or track progress toward statement credits in the app. This means you’ll still need to keep your own records or rely on statement postings for those products.

For example, I haven’t used my up-to-$200 biannual Hilton resorts statement credit for the second half of the year yet, but I have used my up-to-$50 flight statement credit for this quarter on my Hilton Honors American Express Aspire Card — yet neither has a spending tracker on the Amex app.

It’s possible American Express will expand this feature to other cards in the future, but for now, it’s a Platinum-only perk.

A quick note on the new Amex Travel app

American Express has also launched a new Amex Travel app for iOS (with an Android version expected in October).

Separate from the main Amex app, it’s designed to help cardmembers plan trips, explore destinations and see real-time wait times at Centurion Lounge locations.

Waitlist for Centurion Lounge on Amex Travel app — AMERICAN EXPRESS

It doesn’t show your benefits or credits, but it can be a useful companion when you’re traveling and planning trips.

Bottom line

The updated American Express app makes it much easier to enroll in and keep track of your Platinum card benefits.

By showing your available statement credits, how much you’ve used and how often they reset, the app helps ensure you don’t miss out on valuable perks you can receive in exchange for paying a high annual fee.

If you hold the Platinum or Business Platinum, it’s worth opening the app to see which benefits you might not be maximizing.

To learn more, read our full reviews of the American Express Platinum and American Express Business Platinum cards.