How I Blew $7,588 in June 2025—And Why It Might Be the Smartest Move I’ve Ever Made
Spending Funded from Other Sources
These are spending that comes from sinking fund/saving groups that we capitalized.
This would be mainly for my real insurance protection needs. You can read more about them here: Cutting My F.I. Capital Needs for Insurance Premiums from $131,366 to $58,132 by Prepaying for It.
If I capitalized this spending, I take it out from my recurring spend. A few line items of my insurance are really finite. Term insurance is. My $50,000 Limited Whole Life is. My health insurance is in my inflexible essential spend above, which I have plan as part of my expenses even if I am not spending it today (so as to shore it up for the later years).
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