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Is the Citi Strata Card the Secret Weapon for Earning Big Without Ever Paying a Fee?

Is the Citi Strata Card the Secret Weapon for Earning Big Without Ever Paying a Fee?

Redeeming points on the Citi Strata Card

The Citi Strata earns Citi ThankYou Rewards points that are redeemable for statement credits, cash back or gift cards. Points can also be transferred to a set of travel partners specific to the card.

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Redeeming ThankYou Rewards points for travel booked through the Citi travel portal will give you 1 cent per point in value, far less than TPG’s July 2025 valuations.

Related: Best ways to redeem Citi ThankYou Rewards points

Transferring points on the Citi Strata Card

Citi Strata Card holders can transfer points to 20 air, hotel and retail partners in the ThankYou Rewards program. Most transfer ratios are 1:0.7, meaning you get 0.7 points or miles for every ThankYou point transferred.

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