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Unlock Explosive Growth: How Short-Term Rental Mortgages Are the Secret Weapon Top Investors Don’t Want You to Know About

Who These Loans Are Perfect For

If you’re trying to build a short-term rental business that scales, there’s a good chance you’ve already run into the limitations of traditional financing. Maybe you were told you had too many properties, your W-2 income didn’t align with your rental revenue, or maybe your lender just didn’t understand the STR model at all. That’s where DSCR loans come in; they’re designed for investors, not just homeowners.

These loans are an excellent fit for individuals seeking to build something substantial. If you’re buying in a strong vacation rental market and want the property’s income to do the talking, not your tax returns, this kind of loan makes a lot of sense. It’s also one of the few financing options that allows you to buy under an LLC.

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