Unlock Hidden Perks: The Credit Cards That Could Save You Thousands on Your Next Car Purchase!

Earning rate on car purchases: 1.5% cash back
Why it’s a good choice: The Chase Freedom Unlimited® (see rates and fees) can be a great way to earn cash back — and turn it into valuable points.
A $15,000 car purchase would earn you $225 cash back. However, if you have an Ultimate Rewards points-earning credit card, you can maximize your cash back by turning it into 22,500 points, which are worth $461, according to TPG’s July 2025 valuations.
Cardholders also receive a 0% introductory APR on purchases and balance transfers for 15 months from account opening. After the introductory period, a variable APR of 18.99%-28.49% applies. This can give you time to pay off your car purchase without interest.
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