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Citi / AAdvantage Platinum Select: Best for American Airlines loyalists
Annual fee: $0 introductory annual fee the first year, then $99
Welcome bonus: Earn 80,000 bonus miles after spending $3,500 on purchases in the first four months from account opening.
Earning rate on car purchases: 1 mile and 1 Loyalty Point per dollar spent
Why it’s a good choice: Although the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® only earns 1 mile per dollar spent, the real benefit for American Airlines frequent flyers is that the card earns 1 Loyalty Point per dollar spent. If a dealership allows you to put a large down payment or the entire purchase on the card, you could earn a nice chunk of Loyalty Points toward elite status.
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