Unlock Hidden Rewards: Which Purchases Secretly Count as Dining with Chase Sapphire Cards?
While it’s uncommon, sometimes restaurants aren’t categorized correctly, so if you feel like an eligible dining purchase didn’t code properly, you can always try disputing it with a Chase representative to get the bonus points you think you deserve.
Related: Chase Sapphire Preferred vs. Sapphire Reserve: Should you go mid-tier or premium?
Bottom line
Chase’s definition of a dining purchase is quite extensive, so Sapphire Preferred and Sapphire Reserve cardholders have plenty of opportunities to earn 3 Ultimate Rewards points per dollar spent. Based on TPG’s July 2025 valuations, that’s a return of up to 6.15% on these purchases.
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