Unlock the Secret Hack: Pay Your College Tuition with a Credit Card Without Breaking the Bank

Unlock the Secret Hack: Pay Your College Tuition with a Credit Card Without Breaking the Bank

Paying a fee for using a credit card

The third category is where things get more complicated. About two-thirds of the top national universities allow credit card payments, with fees ranging from 2.25% (Penn State University) and upward of 2.85% at other universities. So, is it worth paying tuition with a credit card if you have to pay a fee?

A person using a computer while holding a credit card
JUSTIN PAGET/GETTY IMAGES

As is the case with much of what we cover at TPG, the answer isn’t absolute. It’s typically worth it if the value you’re earning on a rewards credit card is more than the fee paid — but that math can get a little more involved on some cards.

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