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Unlock the Secret to Choosing a Credit Card That Powers Your Business Growth—Without the Hidden Pitfalls Everyone Misses

Unlock the Secret to Choosing a Credit Card That Powers Your Business Growth—Without the Hidden Pitfalls Everyone Misses

For side hustlers: A credit card with a flat earning rate

You don’t have to own a brick-and-mortar store to apply for a business credit card. Whether you’re a Lyft driver on the weekends or run a small Etsy store in your free time, you can rack up rewards on your business expenses.

If you don’t have a large budget for monthly business purchases, there are two things to look for in a business card: a flat rewards rate and a low annual fee.

Flat rewards aren’t always as lucrative as some tiered rewards structures, but they allow you to earn points, miles or cash back on every purchase, no matter the spending category. Plus, an annual fee usually isn’t worth it unless you spend thousands of dollars on your business card every month.

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