Unlock the Secret to Choosing a Credit Card That Powers Your Business Growth—Without the Hidden Pitfalls Everyone Misses

$375 (see rates and fees) Capital One Spark Miles for Business Everyday business spending Earn 50,000 miles after spending $4,500 on purchases within the first three months from account opening.

• Earn 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One’s travel booking site
• Earn 2 miles per dollar spent on every other purchase

$0 introductory annual fee for the first year, then $95 Capital One Spark Cash Plus Unlimited cash back for your business Earn $2,000 cash back after spending $30,000 on purchases in the first three months from account opening, plus an additional $2,000 cash bonus for every $500,000 spent during the first year.

• Earn 5% cash back on hotels and rental cars booked through Capital One’s travel booking site
• Earn 2% cash back on every other purchase

$150 The Business Platinum Card® from American Express Luxury travel perks Earn 150,000 points after spending $20,000 in eligible purchases within the first three months of card membership.

• Earn 5 points per dollar spent on flights, prepaid hotels and short-term rentals booked through Amex Travel
• Earn 1.5 points per dollar spent on eligible purchases in select business categories and on all purchases of $5,000 or more (on up to $2 million per card account per calendar year, then 1 point per dollar)
• Earn 1 point per dollar spent on all other purchases

$695 (see rates and fees) Ink Business Unlimited® Credit Card (see rates and fees) Freelancers Earn $750 cash back after spending $6,000 on purchases within the first three months of account opening.

• Earn an unlimited 1.5% cash back on every purchase made with the card

$0 Ink Business Cash® Credit Card (see rates and fees) Office supplies Earn up to $750 in bonus cash back: $350 after spending $3,000 on purchases within the first three months of account opening, plus an additional $400 cash back after spending $6,000 on purchases within the first six months of account opening.

• Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
• Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
• Earn 1% cash back on all other purchases

$0 The Blue Business® Plus Credit Card from American Express Earning transferable points with no annual fee Earn 15,000 points after spending $3,000 on purchases within the first three months of card membership.

• Earn 2 points per dollar spent on all purchases (on up to $50,000 spent per year, then 1 point per dollar)

$0 (see rates and fees) United℠ Business Card (see rates and fees) United Airlines flyers Earn 100,000 bonus miles and 2,000 Premier qualifying points after spending $5,000 in the first three months of account opening.

• Earn 7 miles per dollar spent on United flight purchases
• Earn 5 miles per dollar spent on United Hotels
• Earn 2 miles per dollar spent on all other United purchases
• Earn 2 miles per dollar spent on local transit and commuting, at gas stations, at office supply stores and on dining (including eligible delivery services)
• Earn 1 mile per dollar spent on all other purchases

$150