FAQ’s
Can I use a 0% intro APR business card for personal expenses?
Technically yes, but it’s not recommended. Mixing personal and business expenses complicates tax reporting and can hurt your business credit profile.
What happens if I miss a payment during the promo period?
Missing payments may cancel the 0% offer immediately, and you could face interest charges plus late fees on the full balance.
Can I get approved with fair or average credit?
Some issuers offer cards to applicants with average credit, but you may not qualify for the best terms or longest intro APR periods.
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