Advertising campaigns require significant upfront investment but take time to show returns. Companies can fund social media ads, Google campaigns, or other marketing initiatives using the intro APR period, then measure ROI before paying back the investment.
3. Upgrading Technology and Equipment
Businesses need regular tech upgrades—from laptops to point-of-sale systems. The zero interest period helps spread these costs over time without additional finance charges.
4. Bridging Cash Flow Gaps
When clients pay late but payroll and rent can’t wait, a 0% intro APR card can temporarily cover operational expenses without penalty interest.
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