Overspending temptation: The lack of interest can encourage unnecessary purchases that strain your budget later.
Treat the card as a business tool, not a financial safety net.
How to Choose the Right Card
Selecting the best 0% intro business credit card depends on your financial goals and repayment ability. Start by comparing the length of promotional periods—some extend up to 18 months, giving you more time to pay off purchases interest-free.
Next, examine the standard APR that kicks in after the promo period. This rate can significantly impact your costs if you don’t clear the balance in time. Consider whether the card charges an annual fee and if the benefits—like cashback, business tools, or travel rewards—justify the cost.
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