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Unlocking the Upper-Middle Class: The Untold Power of Real Estate in Your Wealth Journey

A Few Numbers to Define Upper-Middle Class

One way to define the upper-middle class is by net worth. 

For the sake of argument, let’s call the bottom 25% of percentiles lower class, the 25th-75th percentile middle class, the 75th to 90th percentile upper-middle class, and the top 10% upper class. The most recent Current Population Survey from the Federal Reserve shows that Americans in the 75th to 90th percentile have a net worth of $658,340 – $1,920,758. 

Alternatively, you could define upper-middle class by income. Using the same range of the 75th to 90th percentile, that would mean a household income range of $144,770 – $234,769 (using the same CPS data). 

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