Ever wonder why some folks with a fortune spilling over seven figures still fret about whether they’ve got enough cash to last a lifetime? It’s a head-scratcher, right? Take this semi-retired doctor I know—70 years young, a successful medical practice under her belt, properties topping $10 million—yet she asks, “Yong Cheng, do you think I can actually spend what I’ve earned without running out?” Here’s the kicker: it’s not just about the numbers stacking up in accounts. Spending money—real, honest-to-goodness spending—often feels tangled in emotion, expectations, and future what-ifs. My colleague Yong Cheng, with years of experience advising wealthy clients navigating this tricky terrain, digs into why even the well-off can find it hard to loosen the purse strings. In this article, he shares insights and practical pointers to help you start spending confidently—and maybe, just maybe, enjoy the wealth you’ve worked so hard to build. LEARN MORE
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