But then you forward about six months later:


Your cumulative returns is 4%!
That is an annualized return of 1.1% p.a. over 3.5 years!
I think some would wonder when Trump decided to kill the market, together with a falling USD if they made a mistake being in equities.
And here we are today:


The cumulative returns is about 31% and the annualized return over 4 years is about 7% p.a.
And I guess that is how the markets are.
There are some investors who wishes that they have invested earlier so that they don’t have to endure the “recent volatility”.
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