The High Income Child Benefit Charge is draining your retirement—here’s the ruthless hack to keep the cash and retire wealthier than ever.
Obviously the concept wasn’t new. But most middle-class people didn’t think about it.
How different from today.
Millions more now pay higher-rate tax, household budgets are bloated with inflationary pressures, and a sluggish economy means nearly everyone is watching their pennies.
Trying to find an edge in the tax system is no longer a hobby for financial nerds. It’s a necessity for everyone.
This article on the High Income Child Benefit Charge was updated in July 2025. Comments below may refer to the previous regime with a different income threshold and taper rate. Please check the comment date if unsure.
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