Investing July 13, 2026 0 Comments

Unlock the Hidden Power of the Gilgamesh FREE SWR Tool: The Secret Weapon Every Entrepreneur Needs Now

Ever wondered if there’s a simpler way to plan your income without drowning in endless spreadsheets or running the same tired calculations over and over? Well, that’s exactly the challenge I set out to tackle with my Safe Income tool, Gilgamesh. I decided to roll up my sleeves and create an in-depth, how-to-use video — yes, it’s a bit on the longer side, but trust me, those timestamps will be your best friends — walking you through everything from why a single percentage can revolutionize your income planning, all the way to mixing in external income streams like CPF LIFE and Insurance Endowments to ease the stress on your portfolio. Accessing Gilgamesh is now more straightforward than ever through my menu at Investment Moats, making savvy financial planning just a click away. Curious? Dive into the video that breaks down complex strategies into digestible insights designed to fortify your financial independence like never before. LEARN MORE

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I decided to put in some effort to do an introduction or how-to-use video of my Safe Income tool Gilgamesh. You can also find that it is now easier to access via the link on my menu at Investment Moats.

It is slightly longer, and you might find some of the time stamp useful.

You can watch my video here:

Timeline.

3:38: Why a simple percentage makes income planning (and also financial planning) much much simpler
11:12: What can you do with Gilgamesh (in summary)
17:05: The most standard Bengen SWR flow using Gilgamesh
29:33: I explain how to interpret what you are seeing
55:20: What happens if we be more conservative and use a lower SWR rate
56:30: How does it look if we lengthen the income tenure to a very long time?
59:00: Changing the portfolio allocation to one that you wish to simulate
1:06:00: How do you get the SWR or highest income that you can spend, for that type of portfolio allocation, for different tenure from 1 year to max number of years available? You can also download the data.
1:10:00: Profile the portfolio over 5-year, 10-year, 15-year, 20-year, 25-year, 30-year rolling returns and also all the deep portfolio drawdowns.
1:13:55: How does Flexible Spending Work?
1:19:42: How do you do a minimum Income Floor + Flexible Spending together?
1:22:10: How to you factor in an external income stream like CPF LIFE, Insurance Endowments into the plan to see if they reduce the stress on your portfolio.

Do let me know if you have further questions.

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As the new account holder, you’ll receive USD 1 in IBKR stock for every USD 100 you deposit, up to USD 1,000 in shares — so a USD 10,000 deposit gets you USD 100 in IBKR stock, and the bonus is capped at USD 1,000 for deposits of USD 100,000 or more. A few other things to know: the minimum deposit to qualify is USD 10,000, done within 30 days of opening, and the bonus shares are locked up for one year from the award date. The promotion is currently active, and using the link costs you nothing extra. On a separate note, if you haven’t already, it’s worth taking a look at how IBKR’s share price has performed over the past five years — the stock you receive as a bonus isn’t just a token; it’s a stake in a company that has done quite well for its shareholders.

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All my personal notes about how my philosophy behind my own money and how I manage it.
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Learning about REITs – My Free “Course” on REIT Investing for Beginners and Seasoned Investors
Dividend Stock Tracker – Track all the common 4-10% yielding dividend stocks in SG
Free Stock Portfolio Tracking Google Sheets that many love
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Kyith is the Owner and Sole Writer behind Investment Moats. Readers tune in to Investment Moats to learn and build stronger, firmer wealth foundations, how to have a Passive investment strategy, know more about investing in REITs and the nuts and bolts of Active Investing.

Readers also follow Kyith to learn how to plan well for Financial Security and Financial Independence.

Kyith worked as an IT operations engineer from 2004 to 2019. Currently, he works as a Senior Solutions Specialist in Fee-only Wealth Advisory Firm Providend. All opinions on Investment Moats are his own and does not represent the views of Providend.

You can view Kyith’s current portfolio here, which uses his Free Google Stock Portfolio Tracker.

His investment broker of choice is Interactive Brokers, which allows him to invest in securities from different exchanges all over the world, at very low commission rates, without custodian fees, near spot currency rates.

You can read more about Kyith here.