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Unlock the Hidden Secrets Behind Amex’s One-Bonus-Per-Lifetime Rule—What They Don’t Want You to Know!

Unlock the Hidden Secrets Behind Amex’s One-Bonus-Per-Lifetime Rule—What They Don’t Want You to Know!

Related: The best time to apply for these popular American Express cards based on offer history

What cards are affected by this rule?

This rule applies to all Amex cards. American Express maintains a strict rule of one bonus per card for life, regardless of the family of cards (cobranded hotel and airline, business, cash-back and rewards cards).

Although this rule covers all Amex cards, you can earn a welcome offer on personal and business cards of the same type.

For example, the American Express Gold Card and American Express® Business Gold Card are from the same card family, but one is a personal card and the other a business card. Amex allows you to earn the welcome offer for each card — as long as you have never been a cardholder of either card in the past.

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