Unlock the Hidden Secrets Behind Amex’s One-Bonus-Per-Lifetime Rule—What They Don’t Want You to Know!
When you apply for an American Express card that you’ve already had in the past, you’ll receive the following message before your credit is pulled:
Because you have or have had The Platinum Card, you are not eligible to receive the welcome offer.
We have not yet performed a credit check. Would you still like to proceed?
In essence, if you think you had a card before and thus are not sure if you’re eligible for the welcome offer, Amex should alert you with a pop-up message when you apply.
There is a possible exception to the rule for Amex welcome offers. Typically, you’ll see the verbiage noted above on the landing page of an application:
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