Unlock the Hidden Secrets Behind Amex’s One-Bonus-Per-Lifetime Rule—What They Don’t Want You to Know!
This overly broad statement retains Amex’s ability to use additional factors from your credit report and history with the issuer to determine if you qualify for an offer. This shouldn’t impact most applicants, but if you’ve shown a pattern of opening cards, earning welcome bonuses and then canceling those cards after just one year, that could be a red flag.
Given the wide range of American Express card offerings and once-per-lifetime restrictions, you should time your applications strategically to ensure you get the highest possible welcome bonus.
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