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Unlock the Hidden Secrets Behind Amex’s One-Bonus-Per-Lifetime Rule—What They Don’t Want You to Know!

Unlock the Hidden Secrets Behind Amex’s One-Bonus-Per-Lifetime Rule—What They Don’t Want You to Know!

As a result, if you apply for the current offer and receive a higher one at a later date, you’ll almost certainly be ineligible for it.

The information for The Platinum Card from American Express Exclusively for Charles Schwab and The Platinum Card from American Express Exclusively for Morgan Stanley Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Expanded card family restrictions

An expansion to the once-per-lifetime rule is being rolled out across some families of Amex credit cards. In practice, if you’ve held a higher-tier card, Amex may disqualify you from receiving the welcome offer on a lower-tier card within the same family.

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