Unlock the Hidden Secrets of Travel Insurance: What Every Smart Traveler Needs to Know Before Booking!
If you have a chronic condition, I recommend looking for a plan with a pre-existing condition waiver (like the Travelex Select Plan) to make sure you have full coverage.
Secondary vs Primary Coverage
If you’re looking to purchase travel insurance, you may have come across the terms secondary and primary coverage. Those terms sound confusing, but the difference is pretty simple.
- Primary coverage pays for medical bills before anything else.
- Secondary coverage only kicks in after your normal health insurance pays whatever they will cover.
Emergency Evacuation
For severe injuries or illnesses, travel insurance plans typically cover emergency medical evacuation. That can include transport costs to the nearest medical facility or evacuation to your home country for care.
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