Unlock the Hidden Secrets of Travel Insurance: What Every Smart Traveler Needs to Know Before Booking!

Many policies will also include coverage for a baggage delay or damage to personal property.

Other Travel Insurance Benefits and Options

Beyond medical protection, trip cancellation insurance, and lost baggage coverage, most travel insurance coverage includes a range of other benefits that either come standard with your plan or that you can add on for an extra cost. Here are some of the most common benefits you may want to look for:

• Rental car insurance in case you scratch up that BMW you rented
• Adventure sports coverage so your medical expenses are still paid for even if you’re participating in “risky” activities like skydiving, skiing, or rock climbing.
• Vacation rental protection, because accidents happen
• Electronic equipment coverage for all you gear-laden photographers
• Cruise and tour operator cancellation coverage, because you don’t want to be stuck with that bill if your trip is canceled.