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Unlock the Secret “Hack” That Could Slash Interest Rates to 3% in 2025—Here’s How You Can Cash In Before Anyone Else Does!

Dave:
Both can be great investments. Now, let’s go to our last but certainly not least hack, and it’s building off our fourth one, which is the owner occupied strategy. The number five hack is to steal someone else’s 3% mortgage, and by steal, I don’t mean actually steal it. I mean legally acquire someone’s 3% mortgage. That’s probably a better way to put it. But basically the reality is we all know this, mortgage rates are still super high in 2025. We’re seeing six and three quarters right now. Hopefully they’ll come down a little bit. But there are millions of homeowners right now who are sitting on low fixed rate mortgages, whether these are FHA loans, conventional loans, VA loans. There are some mortgages that are that low and are what are called assumable mortgages. An assumable mortgage is this really unique thing that basically allows the buyer maybe you to take over the seller’s existing loan, including the interest rate, the loan balance repayment terms.

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