Chase Sapphire Preferred vs. Amex Gold: The Mid-Tier Card Showdown That Could Unlock Hidden Rewards You’re Missing Out On

THE POINTS GUY
With the Amex Gold, you can find out if you are eligible for as high as 100,000 points after spending $6,000 on eligible purchases in your first six months of card membership. Welcome offers vary and you may not be eligible for an offer. This offer is worth up to $2,000, based on TPG’s July 2025 valuations.
Winner: Amex Gold. It’s welcome offer could potentially be higher.
Related: The best credit card welcome bonuses
Sapphire Preferred vs. Amex Gold benefits
In exchange for a $95 annual fee, the Sapphire Preferred offers some solid perks, including a $50 annual hotel credit for bookings through Chase Travel, a 10% points bonus on your cardholder anniversary and a complimentary DoorDash DashPass membership (activate by Dec. 31, 2027).
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