Is Travel Insurance Just a Safety Net, or the Hidden Key to Stress-Free Adventures?
What Doesn’t Travel Insurance Cover?
To be clear, travel insurance isn’t a fool-proof unlimited guarantee that you’ll get your trip funds reimbursed. Most trip cancellation insurance will only pay out claims for events that happen outside your control (unless you buy cancel for any reason coverage).
Many plans also don’t cover expenses related to pre-existing medical conditions or if you’re injured while participating in an activity that’s not approved on the policy. Of course, you can always find plans or add-ons that offer more coverage for medical conditions or adventure activities.
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