Is Travel Insurance Just a Safety Net, or the Hidden Key to Stress-Free Adventures?
No, handing over a couple hundo isn’t my favorite activity in the world. It is, however, in every way, preferable to spending 10 or 100 times that amount because I got hurt or because my laptop was stolen.
When Can You Skip Buying Travel Insurance?
Hopefully you’re getting the picture that travel insurance coverage is absolutely worth it, but maybe you’re asking yourself if there’s a situation where you don’t really need it?
Well, yes, in some instances, you may be fine without travel insurance. If you are flying domestically within the US, flights are much less expensive, and your normal medical insurance should cover any medical emergency costs. So, for shorter trips in the U.S., you should be fine without having to purchase travel insurance. Plus, depending on the credit card you have, some level of travel insurance may be included with it.
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