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Is Travel Insurance Just a Safety Net, or the Hidden Key to Stress-Free Adventures?

Is Travel Insurance Just a Safety Net, or the Hidden Key to Stress-Free Adventures?

If you want the most peace of mind, you can opt to buy cancel for any reason (CFAR) coverage. This usually doesn’t cost a ton more and means trip cancellation is covered no matter what.

Lost or Damaged Baggage and Belongings

If your bags get lost or stolen, your travel insurance will pay to replace your items. Typically this only covers up to a set dollar amount, so make sure your policy has a high enough limit to protect all your belongings.

Whenever I am checking luggage, I stress about whether it will get lost in transit and end up in Antarctica, get chewed up by an angry conveyor machine, or be tossed off a building by a negligent baggage handler (those guys seem to have way too much fun throwing things around violently). Having baggage insurance at least gives me some assurance that if anything bad happens to my stuff, I’ll get some reimbursement for it.

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