Is Travel Insurance Just a Safety Net, or the Hidden Key to Stress-Free Adventures?
Here are some common travel insurance benefits you may want to watch for as you’re shopping around. You probably won’t need everything, so look for a plan that fits your needs.
- Pre-existing medical conditions: If you have any pre-existing medical conditions, look for travel insurance that will still cover you. Sometimes you may have to pay a little more, but it’s definitely worth having.
- Adventure sports: Some travel insurance policies won’t cover medical costs if you’re injured while doing a “risky” activity like skydiving, skiing, or mountaineering. If you like to live on the wild side, look for a plan that offers adventure sports coverage.
- Rental car insurance: You know when you go to rent a car and they ask if you want to pay for insurance? Well many travel insurance plans come with rental car insurance included!
- Missed connection coverage: If you miss a flight connection, many plans will help cover the costs to rejoin your scheduled trip. This could include unexpected hotel stays or additional transportation costs.
- Vacation rental damage: So you accidentally spilled wine all over the white couch at your AirBnB (shit happens). Vacation rental coverage will help pay for any damage during your stay.
- Pet care: If you are delayed on your return travels, some insurance will cover costs for pet kenneling until you get home.
When you cover yourself with travel insurance, you could save yourself from losing thousands of dollars if your trip is unexpectedly canceled, if you become ill or get injured, or if anything else happens. The whole point of travel insurance is to protect you in case of unforeseen events.
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