Unlock Financial Fitness: The New Citi Strata Card Is Here—Are You Ready to Level Up Your Wallet?
New Cardholders will also receive a 0% introductory annual percentage (APR) on balance transfers and purchases for 15 months; after that, a variable APR will be 19.24% – 29.24% will be applied based on credit worthiness. Balance transfers are subject to a 3% fee (minimum $5) and during the first 4 months of account opening, afterward each transfer will be 5% (minimum $5).

The welcome bonus is not available to applicants who received a new account bonus for a Citi Rewards+ account in the past 48 months or those who converted another Citi account on which they earned a new account bonus in the last 48 months into a Citi Strata or Citi Rewards+ account.
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