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Why Carrying Both the American Express Gold and Platinum Could Be the Smartest Financial Move You’re Missing Out On

Why Carrying Both the American Express Gold and Platinum Could Be the Smartest Financial Move You’re Missing Out On

Earn two welcome bonuses

During the first year that you have a card, the welcome bonus is one of the most valuable benefits, if not the most valuable. Between these two cards, you can earn up to 275,000 bonus Membership Rewards points:

  • Amex Platinum: Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $8,000 on purchases within the first six months of card membership. (Welcome offers vary and you may not be eligible for an offer.)
  • Amex Gold: Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $6,000 on purchases within the first six months of card membership. (Welcome offers vary and you may not be eligible for an offer.)
A person holds a wallet while pulling out a credit card
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TPG’s July 2025 valuations peg American Express Membership Rewards points at 2 cents apiece, meaning these combined welcome bonuses are worth up to $5,500.

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